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Picture of Natasha Spencer
Picture of Natasha Spencer

Hi, I'm Natasha!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Natasha!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I originally went through another lender to purchase a home, and it was an absolute disaster, so I brought everything to Natasha. She explained the whole process and what to expect with Ruoff. We closed in a quarter of the time compared to the other lenders I previously used. I would give them a10/10, and highly recommend others to call her.

    Tyrone F, happy client
  • Smooth process From 1100 miless away !

    Judith A S, happy client
  • Helped us close on our house super fast with no hidden fees. Was completely upfront with us and let us know when something has changed.

    Albert F B, happy client
  • Great with giving us information and on top of everything we needed to provide.

    Rigoberto R, happy client
  • Everything went very well! Natasha was wonderful and always went above and beyond our expectations.

    Abraham A, happy client
  • Natasha Spencer rocks! She made a dream come true with getting us a new home that we can actually call ours! ??

    Ashley J, happy client
  • Very timely and answered questions and provided updates outside of regular 9a-5p business hours- this kept the ball rolling!

    Mark V, happy client
  • Communication, and getting things accomplished in a timely manner

    James B, happy client
  • Natasha spencer worked very hard to help us get approved and helped us through the process. She was very knowledgeable and friendly. She was always right on top of what needed to be done. I have already recommended her to friends and family.

    Ryan H, happy client
  • The information was always accurate and prompt. This was so much easier than I ever thought it would be!

    Debra C, happy client
  • Very happy with the process, would not change a thing!!

    Sherry J, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.727.1200 or message me below!

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