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Picture of Patricia Teeter
Picture of Patricia Teeter

Hi, I'm Patricia!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

95.36% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Patricia!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

95.36% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Patricia worked extremely hard to convince me to refinance my home. Although I make a decent salary, she pointed out my debt to income ratio which was up to 70%. It was constricting my budget and lifestyle(stress). Strong medicine. She encouraged me to try a VA refinance with cash out. I did want to do it because i had less than 12 years and $65k on my note. I appreciate her and Kalyn( and Jenna) doing their jobs in helping me save money. Over $2000 a month. I wish that I didn't have to buy a few points to get under 6% but in light of the current r*** and future possible higher rates it's (will be) worth it. Also, Patricia pointed out that this can be paid off in 7 years. Very good selling point. Ruoff has a great mortgage team. To who ever needs to here this, make sure the service side handles business and communicates efficiently and as fast as the mortgage team did. Thanks.

    Tarrez L.

    Atlanta, GA, July 24th, 2024 11:29 AM

  • Review 2

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    Great communication, helpful advise, very knowledgeable about the process and very friendly service.

    Nena R.

    Wewoka, OK, December 8th, 2023 04:19 AM

  • Review 3

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    Prompt,excellent and professional.Great attitude and customer service.

    Khaym Chandra S.

    Clermont, FL, April 19th, 2024 11:12 AM

  • Review 4

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    Patricia and Vanessa were so great to work with. Thank you for all the help.

    Tony Price O.

    Burlington, NC, July 8th, 2024 02:11 PM

  • Review 5

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    Completely professional, fast, and efficient. I was quite impressed that everything was predicted and handled ahead of time - so there was no need to "rush around" for anything.

    Jerrell C C.

    Fishers, IN, July 5th, 2024 09:50 AM

  • Review 6

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    All communication was fast, thorough and positive. I was so impressed by how well I was informed and explained everything. Thank you for a great experience.

    Alessia B.

    Chicago, IL, June 20th, 2024 11:04 AM

  • Review 7

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    I know they were as frustrated as us trying to get information from our old mortgage company to complete the application process. But they kept us up to date through it all and made everything feel very personalized and that we weren't just another application.

    David M S.

    Dallas Center, IA, June 17th, 2024 11:05 AM

  • Review 8

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    Friendly staff, quick process, great communication throughout the process. Patricia and Hannah we wonderful to work with!!!

    Kathleen Ann C.

    Charlotte, NC, May 16th, 2024 11:08 AM

  • Review 9

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    Easy process.

    Holly B Z.

    Van Buren Township, MI, April 30th, 2024 12:40 PM

  • Review 10

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    Kept me up-to-date throughout the process and always got answers to my questions!

    Lori D G.

    Boonville, MO, April 26th, 2024 12:41 PM

  • Review 11

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    Easy and fast. Just went very smoothly

    Kathleen B.

    Wichita, KS, December 6th, 2023 09:03 PM

  • Review 12

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    A title search - we would have never known about the liens placed on our home had this not been done. Saved us much heartache and finances later on.

    Charles P.

    February 6th, 2023 04:57 AM

  • Review 13

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    Communication was excellent. Made me feel comfortable through process. Everyone was friendly!

    Kathryn B.

    February 26th, 2023 05:20 AM

  • Review 14

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    It was all so easy! This was an amazing experience.

    Paul J G.

    Summerville, SC, July 3rd, 2023 02:23 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Call me at 260.218.0192 or message me below!

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