High Contrast:
Get Started
Picture of Patricia Teeter
Picture of Patricia Teeter

Hi, I'm Patricia!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

96.80% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Patricia!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

96.80% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • It was a very smooth process, very smooth! I have no complaints, every person I spoke to was kind and understanding as computer technology is not my thing but Patricia was able to walk me thru it and I even learned a few things. Thank you for a pleasant experience! Well done.

    Lesa K, happy client
  • This is the 2nd time we have processed a refi with Ruoff. Wouldn't change a thing,

    Nancy J, happy client
  • The process of refinancing my house went smooth, quick. I can't believe only took three weeks. Thank you to everyone that helped me through this process.

    Mary M, happy client
  • The closing was simple and fast.

    Craig R, happy client
  • The almost daily communication was key throughout this process.

    Elizabeth N, happy client
  • The whole process was a breeze. I don't know how you can improve on perfection

    Kimberly W, happy client
  • Keeping us informed, keeping your word, and your professionalism with a very down-home approach. Very refreshing in this day and age. We cannot express enough how pleased and satisfied we are with Ruoff Mortgage from A to Z.

    Robert M, happy client
  • Patricia was great! She was very easy to talk with and made sure I understood everything. She was very professional and returned my calls promptly. She is an excellent asset to your company.

    Myra H, happy client
  • Communication on every aspect of the loan.

    Dane G, happy client
  • As with the last mortgage, everything went smoothly. I am truly impressed.

    Russell C, happy client
  • Communication was outstanding even if we communicated through email. My choice, but went smoothly.

    Charles G, happy client
  • The online portal was great. It was nice to be able to log in and see the status of the progress of my loan application process.

    Holly I, happy client
See More

Why should you choose Ruoff?

71

Branches throughout
the US.

98.2%

Customer Satisfaction Score according to Customerville.

15

Days or less average
clear-to-close.

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.999.6312 or message me below!

Download our !