I will work hard to help you achieve your homeownership goals.
98.87%Customer Satisfaction Rating
Hi, I'm
Patrick!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
98.87%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
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Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Patrick did an amazing job making my home buying process as smooth as possible. He was available whenever I needed him and went above and beyond. I would highly recommend him and will be going with the Ruoff team again!
Zachary A Y.
Rochester, IN, May 30th, 2023 12:32 PM
Review 2
5.0
Patrick was very personable and knowledgeable. I appreciated all of his quick responses and I could tell he was really happy for us as we purchased our new home.
Deana W.
SOUTH BEND, IN, September 10th, 2024 09:57 PM
Review 3
5.0
Patrick was very easy to work with and if I ever buy another home, it’s definitely gonna be with Patrick
John David B.
Etna Green, IN, September 6th, 2024 03:32 PM
Review 4
5.0
Patrick was very helpful and knowledgable throughout the whole process. He was quick to give me updates throughout, and he was happy to answer and accomodate any question and need we had. We will definitely recommend him to everyone we know.
Dennis O.
South Bend, IN, August 5th, 2024 11:07 AM
Review 5
5.0
Smooth and painless.
Angela Bumbaca S.
South Bend, IN, July 25th, 2024 11:04 AM
Review 6
5.0
This was my first home and Patrick was able to answer all my questions and help me find ways to save money. He also ran numbers on all the houses I sent him. He responded very quickly and always seemed to be working! I have no clue when he rests but he is amazing!
Naomi R.
South Bend, IN, July 1st, 2024 02:24 PM
Review 7
5.0
Ruoff has been excellent to partner with for my loan experience. I would highly recommend it.
Mary M.
South Bend, IN, June 27th, 2024 11:22 AM
Review 8
5.0
Awesome people
Lisa C.
Knox, IN, June 24th, 2024 11:32 AM
Review 9
5.0
Excellent communication.
Christopher L.
Hamlet, IN, June 17th, 2024 11:20 AM
Review 10
5.0
Patrick was very friendly an respectful
Referred us to a great realtor which made the buying process easy an fast
Aaron J.
Milford, IN, June 2nd, 2024 03:03 PM
Review 11
5.0
We previously worked with Ruoff with a different agent years ago when we purchased our first home. When we started the process for this home, I steered clear of Ruoff because I wasn’t super excited about the process the first time. Patrick ended up joining my networking group and really turned my opinion of Ruoff around. He is incredibly smart, great at what he does, and really gives you all the ins and outs of everything. I have and will recommend Patrick and Ruoff to any friends or family who are looking to purchase a home or need a mortgage.
Jaime R.
South Bend, IN, May 31st, 2024 01:29 PM
Review 12
5.0
He was very informing on everything ,know how to answer my questions and help me understand everything he is very knowledgeable and patient. I will definitely be recommend him to everyone I know.
Helicia M G.
South Bend, IN, May 25th, 2024 11:08 AM
Review 13
5.0
Patrick was amazing throughout the whole home buying process. He was very knowledgeable & was there every step of the way to answer any questions we had. I would highly recommend Ruoff & Patrick to anyone looking to buy a home!
Krystle L G.
Mishawaka, IN, April 29th, 2024 11:24 PM
Review 14
5.0
Organized, prompt and informed at all times throughout the process.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
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