I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Hi, I'm
Patrick!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
My experience from start to finish was excellent. The whole process was efficient and the Loan Butler was easy to use. I received great communication and guidance from Patrick and would recommend him to anyone in need of a mortgage.
Laura Meredith F.
Louisville, KY, May 14th, 2024 01:34 PM
Review 2
5.0
Patrick made the stressful process of purchasing a home easy and stress free. All of my questions were answered and very helpful. As a first time homebuyer I will definitely recommend Ruoff mortgage to others!
Kendall L K.
Louisville, KY, January 15th, 2024 03:28 PM
Review 3
5.0
Very timely will all communication and basically every step was handled under 24 hours (except my own delays!) Closing costs, etc also came in under the projections which is always nice!! Patrick is the man!
Kyle Andrew K.
Louisville, KY, November 6th, 2023 11:29 AM
Review 4
5.0
I appreciate Patrick’s honesty and quick responses. I couldn’t have asked for a more efficient loan process.
Kimberly J.
Louisville, KY, July 23rd, 2023 10:16 PM
Review 5
5.0
Patrick was amazing to work with. Quick and very knowledgeable. Would work with him again!
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.