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Picture of Prudence Elonzae
Picture of Prudence Elonzae

Hi, I'm Prudence!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.16% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Prudence!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.16% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Prudence has been my broker on two houses and three transactions now and has always been very personable, professional, and answered all of my questions. I continue to go back to her because she is easy to work with and makes the process smoother.

    Holli B, happy client
  • I dealt with about 3 other lenders before Prudence, and it was night and day difference. She was amazing to work with, answered all my questions even the dumb ones! All I have to say is thank you for making everything much easier.

    Andru W, happy client
  • This was my first home purchase and I had numerous questions. Prudence was always available to answer those questions regardless of the time of day! Couldn't have had a better experience.

    Nathan M, happy client
  • Prudence is amazing! She was always there to answer any questions we had and give advise that was best for us and our situation. The whole process was very smooth and fast. Highly recommend Prudence!

    Laurie B, happy client
  • My wife and I have never done this before and had no clue what we were doing, Prudence made it very simple and easy for us and explained everything to us and helped us understand.

    Jonathon H, happy client
  • You helped me get my credit on track for the last year before even getting preapproved and we were able to get a house because of that.

    Patrick S, happy client
  • Prudence is the best! She helped me and my wife out with everything this was our first big purchase and she made it happen. Thank you!

    Vicor W, happy client
  • Prudence was awesome to work with. She always made herself available and worked quickly to get our questions answered and met every challenge head on with confidence and determination to resolve any issues so that our experience was pleasant.

    Maung S, happy client
  • Prudence was very knowledgeable about the loan process and worked hard to help me get a great rate! She was very kind and helpful and promptly answered any questions I had! She was great to work with, especially as a first time homebuyer!

    Amy C, happy client
  • Working with Prudence as I was a first time home buyer was great. She helped throughout the whole loan process. Closing was a piece of cake. Thank you Prudence, outstanding job!

    Joshua M, happy client
  • Prudence was always easy to contact and she always responded quickly. Prudence always went the extra mile.

    Jerry H, happy client
  • They were quick to have things done and always make sure to keep me in the loop. If I had any questions, I emailed Prudence and the response was always fast. She made sure I understood what she was saying and made the process stress free!

    Dakota W, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.414.9188 or message me below!

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