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Picture of Richard Jones-Sekse
Picture of Richard Jones-Sekse

Hi, I'm Richard!

Sales Manager

I will work hard to help you achieve your homeownership goals.

96.08% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Richard!

Sales Manager

I will work hard to help you achieve your homeownership goals.

96.08% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

I am a motivated and well-organized young business professional who is eager to continuously gain more knowledge about the home mortgage industry. I am a highly competitive individual and have obtained leadership, teamwork, time-management and communication skills through my involvement in sports. I whole-heartedly believe in treating others with respect, care and dignity, or simply “treating others how I would wish to be treated”.

I come from a single-mother family where I was taught the importance and value of hard-work and compassion towards others. I have overcome many challenges in my life thus far, but the greatest challenge has been to become the first person in my family to obtain a college education. Not only have I obtained a Bachelors degree in marketing, but I also decided to continue my education and have also obtained a Masters degree in business administration. I would define success as exceeding not only others expectations of you but more importantly your expectations of yourself.

In my spare time I like to spend time with my wife and our new puppy, relax with friends, watch movies and television, workout, play basketball or most kinds of sports, and play video games. The most important life lesson I have learned thus far is that you are the master of your own destiny and you have more ability than you could ever imagine, you simply have to believe in yourself and nothing is impossible. My biggest achievement to date, other than obtaining my degrees, is being a part of the team that turned around an entire football program and broke the nation’s longest losing streak in Division 1 football at the time (Indiana State University).

The ability to become more successful than I ever imagined and provide financial freedom for not just my family today, but my family for generations to come, is what gets me out of bed in the morning. Other than my church, I am not involved in any community or professional organizations at the moment. My bucket list is fairly long but some of the highlights is to one day become a business owner and go sky-diving. I don’t really have any hidden talents, but a fun-fact about me is that I am right-handed and left-footed, weird I know.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Communication was excellent. Kept me informed through the entire process.

    Karen L H.

    Green Springs, OH, October 5th, 2023 03:13 AM

  • Review 2

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    I chose Ruoff because of Richard Jones. He was knowledgeable and extremely helpful, but more than that... he was polite and did not seem pushy. Of course, he wanted us to contract and sell the mortgage, but I never felt pushed as did with other lenders. I turned down a slightly better rate because of the relationship I had built with him and I felt I could trust him. It was an easy decision and transaction. He will definitely be considered for future business.

    Christie M C.

    Austin, IN, November 3rd, 2023 01:23 PM

  • Review 3

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    kept me well informed and was patient . Answered all my questions in a timely manner. very transparent experience. !

    Tyrone M.

    Deltona, FL, July 11th, 2024 03:45 AM

  • Review 4

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    Made sure we understood everything that was being done, and kept us informed everyday through the process.

    Jeff L.

    Grand Haven, MI, May 27th, 2024 12:07 PM

  • Review 5

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    Helpful and understanding ,about my slow skills with my computer actually,took the time to explain to me . I would highly recommend Richard to my Family and friends and he made the process go as smoothly as possible. then he turned me over to Kayln who countinued to the end result very well informed. thank you very much MR&Mrs James Tullius

    James T.

    Williston, SC, May 20th, 2024 01:19 PM

  • Review 6

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    Everything about Ruoff Mortgage was easy. There was ZERO stress about any part of the process, which is saying something! Richard and his team took great care of me and kept me informed the whole way.

    Jessica N M.

    LOUISVILLE, KY, April 30th, 2024 11:02 AM

  • Review 7

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    The entire process went very smoothly.

    Jennifer Lynn C.

    Sanford, MI, April 24th, 2024 11:02 AM

  • Review 8

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    My particular loan had a lot of , we'll call them obstacles. Every obstacle was overcome because of the dedication the entire team at Ruoff put into helping me complete this loan. I truly appreciate everything you guys and gals did to get this done. Not a large loan, but treated as it was. would've attatched a pic but I don't have any on this computer. Very professional Mr. Jones Thank you, Mike Ingle

    Michael Lee I.

    Bowdon, GA, April 23rd, 2024 09:22 PM

  • Review 9

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    Everything was fast and easy

    Zachary C.

    Waterloo, IA, April 22nd, 2024 05:40 AM

  • Review 10

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    From start to finish the process was easy and fast. Everyone we spoke with had a friendly voice and a good attitude. Everything went off without a problem. If the need arises we will definitely use them again. We would most definitely recommend Ruoff Mortgage if you are looking to buy or whatever your situation.

    Arethia I H.

    Hardy, KY, April 11th, 2024 02:19 PM

  • Review 11

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    Everything

    Diane C. G.

    Manistee, MI, April 8th, 2024 06:54 PM

  • Review 12

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    Communication

    Susan Roddenberry T.

    Folkston, GA, April 5th, 2024 11:03 AM

  • Review 13

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    Both Jarod and Emma were such a pleasure to work with and made me feel very comfortable and confident moving foward with Ruoff Mortgage. They were so helpful in answering all my questions and addressing my concerns. The whole process went very smoothly and we closed in less than 30 days! I definitely would recommend Ruoff Mortgage to my friends, family, and anyone else. Thank you again for everything!

    Randy P.

    Weaver, AL, April 4th, 2024 11:26 AM

  • Review 14

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    Always friendly no matter how many times we called or how many questions we had. Richard and Emma are awesome . We definitely recommend Ruoff to all our family and friends

    Ernest Wayne D.

    Charlottesville, VA, March 19th, 2024 11:11 AM

  • Review 15

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    The connection was supercalifragilisticexpialidocious. We always felt like our concerns were your concerns. Very understanding and thoughtful with feedback.

    Zenniece E M.

    Danville, VA, February 7th, 2024 11:59 AM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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