I will work hard to help you achieve your homeownership goals.
98.43%Customer Satisfaction Rating
Hi, I'm
Richard!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
98.43%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
During the entire process, Richard was constantly available, responsive, and supportive. He was always willing to work with me and walk me through every step of the process with a level of patience and empathy one rarely encounters. His kindness and absolute professionalism never flagged, and he went out of his way on multiple occasions to consider my personal and financial situation. By the end, I came to regard him as more of a friend than just a loan officer. My refinance went off without a hitch, I got an incredible interest rate, and I have nothing but admiration and respect for Richard Mooshian. I will be recommending Richard, and Ruoff Mortgage, to every single person I know who is considering applying for a home loan.
Adam ,
happy
client
Richard made everything very easy throughout the whole process. I travel a lot for work and was scheduled to be out of town the week of closing, he made sure to arrange everything for a remote signing and communicated through the whole process.
Gerald G,
happy
client
Richard was very responsive and informative. Never pushy, always there when I had a question.
Scot Y,
happy
client
Richard was amazing, friendly and just all around helpful.
Molly V,
happy
client
Richard was amazing! He spent time upfront to price out different options for me. He followed up and kept me in the loop at all times. I have never seen a loan closed so quickly or go so smoothly with no stress. Simply the best mortgage/refi experience I have had. Thank you, Richard!
David A,
happy
client
Richard was excellent. His communication was extremely professional and constant.
Fernando P,
happy
client
Richard answered the phone and emails extremely fast. If something needed to be done or changed he let me know right away and was very informative and available.
George D,
happy
client
I can’t think of anything that could have been done better, Richard was always very informative about the process and the status, very knowledgeable, and easy to work with.
Leonardo O,
happy
client
Richard was marvelous to work with. He answered all of our questions, he kept us informed on the status of our loan, and he worked diligently to make sure we had all of the documentation necessary to make our process smooth. My husband previously purchased a home with a different lender and had a nightmare experience. However, he has been singing praises of Richard and the Ruoff team since our new home closed because of the smooth process and excellent service we received!
Kelsi W,
happy
client
Richard was very helpful and always available whenever I had questions.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
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