Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Samantha Brown
Picture of Samantha Brown

Hi, I'm Samantha!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Samantha!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

The great Ralph Waldo Emerson said it best, “ To laugh often and much; To win the respect of intelligent people and the affection of children; To earn the appreciation of honest critics and endure the betrayal of false friends; To appreciate beauty, to find the best in others; To leave the world a bit better, whether by a healthy child, a garden patch, or a redeemed social condition; To know even one life has breathed easier because you have lived. This is to have succeeded.”

My entire professional career is an ongoing achievement. Every day I try to build onto and exceed the prior days accomplishments. Personally, my greatest achievement is being a mom to my daughters. I have worked hard to be where I am, both professionally and personally. I like the excitement of helping buyers. I also love the social side of my career; getting to meet so many people and form friendships with them.

I am lucky to have married my high school sweetheart. We have two daughters and two rescue dogs. Our home is full of chaos and lots of love. I serve on the board for two local non-profits as well as serve on the committee for the largest local event of the year- the annual hospital gala.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Communication!! Samantha Brown was absolutely wonderful during this whole process! She would always call or text me if there was a document that needed to be explained or resigned, always kept me updated in the status of the loan and how much money we were going to be bringing at signing. She was just amazing!

    Tyler P, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 270.929.4894 or message me below!

Download our !