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Picture of Samantha Brown
Picture of Samantha Brown

Hi, I'm Samantha!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Samantha!

Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is simple; I treat every homebuyer how I would want to be treated! In 2018 I ended my nearly fourteen year career as a paralegal secretary to became a Mortgage Loan Officer, thus beginning my career of helping homebuyers achieve the American dream of homeownership.

Integrity, discipline, and passion are the three key ingredients to any recipe for success. I am honest and upfront with borrowers. I am disciplined to put in the time and hours it takes to provide the best experience for borrowers. And I am passionate about finding loan programs to best suit borrower’s needs.

Outside of the office most of my time is spent with my family. Married to my high school sweetheart, together we have two young daughters and two rescue dogs that keep us on our toes. Our home is full of chaos, laughter, and lots of love! In my spare time outside of the home I enjoy working out at Pure Barre, giving back to the community by serving on non-profit boards and participating in charity work. “To know even one life has breathed easier because you have lived. This is to have succeeded.”-Ralph Waldo Emerson

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Samantha was so helpful and a we would highly recommend her!

    Kirby L G.

    OWENSBORO, KY, November 18th, 2023 11:18 AM

  • Review 2

    Source of Rating Icon

    Samantha is such a great person. She held our hand from day one with zero credit, gave advice, words of encouragement, and worked hard to achieve a great outcome. My son has credit, a home and a beautiful future and she helped make that happen.

    Hunter B D.

    Owensboro, KY, March 18th, 2024 11:10 AM

  • Review 3

    Source of Rating Icon

    Easy quick process, kept informed the entire process.

    Bryttne R P.

    Madisonville, KY, January 14th, 2024 03:26 PM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 270.929.4894 or message me below!

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