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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Samantha Brown
Picture of Samantha Brown

Hi, I'm Samantha!

Loan Officer

I will work hard to help you achieve your homeownership goals.

97.60% Customer Satisfaction Rating

Hi, I'm Samantha!

Loan Officer

I will work hard to help you achieve your homeownership goals.

97.60% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is simple; I treat every homebuyer how I would want to be treated! In 2018 I ended my nearly fourteen year career as a paralegal secretary to became a Mortgage Loan Officer, thus beginning my career of helping homebuyers achieve the American dream of homeownership.

Integrity, discipline, and passion are the three key ingredients to any recipe for success. I am honest and upfront with borrowers. I am disciplined to put in the time and hours it takes to provide the best experience for borrowers. And I am passionate about finding loan programs to best suit borrower’s needs.

Outside of the office most of my time is spent with my family. Married to my high school sweetheart, together we have two young daughters and two rescue dogs that keep us on our toes. Our home is full of chaos, laughter, and lots of love! In my spare time outside of the home I enjoy working out at Pure Barre, giving back to the community by serving on non-profit boards and participating in charity work. “To know even one life has breathed easier because you have lived. This is to have succeeded.”-Ralph Waldo Emerson

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Communication!! Samantha Brown was absolutely wonderful during this whole process! She would always call or text me if there was a document that needed to be explained or resigned, always kept me updated in the status of the loan and how much money we were going to be bringing at signing. She was just amazing!

    Tyler P, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 270.929.4894 or message me below!

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