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Picture of Scott Kieffner
Picture of Scott Kieffner

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.92% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.92% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Scott was amazing to work with. As out of state buyers, one of the biggest worries my wife and I had was being able to find good people who we could trust to be in our corner. Scott was referred to us by our realtor, and I'm so glad we made the decision to proceed with Ruoff. From the beginning phone calls, Scott was responsive, knowledgeable, and willing to do whatever it took to provide us with excellent service. He gave up time on vacations, nights, and weekends to help us with any questions and to get us to close, which far exceeded our expectations. My wife and I are grateful for our experience with Ruoff, and wouldn't have our new home without it!

    Nicholas M, happy client
  • Scott K. is an incredible mortgage loan officer. We feel so lucky to have been connected with Scott. He helped us secure our "forever" home and a year later, secured a better interest rate for a VA refinance! Scott kept us on task the entire process and followed through with everything that needed to be done.

    April S, happy client
  • Everything was perfect. This was the second house that I have purchased with the help of Scott.

    Rodney E, happy client
  • This is the 2nd time we used Scott. He is great to work with and knowledgeable. During this COVID 19 pandemic, so much is unknown. Scott adapted and guided us through this process.

    Christopher C, happy client
  • The whole experience from first getting information about the loan and then going through all the steps went very quickly and efficiently. All the steps and the consequences of certain decisions were explained to me and all my questions were answered. I did not expect for the whole process to go so smoothly and flawlessly. Scott was amazing to work with and was available to answer any questions in a clear, concise, and meaningful way.

    Vesna D, happy client
  • Loved working with this team! Great communication throughout the process and always answered questions. Easy to navigate app and websites used for document signing and submission. Very happy with our experience

    Kirsten S, happy client
  • Scott was great throughout the entire process!! He was on top of everything and kept us informed as to what was happening and when.

    Shannon W, happy client
  • Scott and everyone associated with the company were very helpful and well organized. It was a blessing to have people like that on your side, especially for a first time home buyer.

    Jacob I. K, happy client
  • My husband and I were first-time home buyers and had a lot of questions. Some of those more than likely had fairly obvious answers but Scott answered them anyway. He explained everything in a way my husband and I could easily understand what was happening or going to happen with the loan process. Scott gave us a great realtor to work with and together they helped us get our first home.

    Samantha J, happy client
  • I loved the quick responses to all questions we've had and how easy and quick the process was. Scott helped, walk us through the entire process in the purchase of our first home and we couldn't be more satisfied!

    Mason T, happy client
  • Scott was extremely personable and great to work with. He explained the options that fit me and the best course of action for my individual needs and circumstances. All the details of the process were explained in a way that made sense and made me feel very comfortable with the whole experience. I would recommend Scott or Ruoff to anyone I know looking to purchase a new house!

    Isaiah N, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.320.2605 or message me below!

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