Scott was amazing to work with. As out of state buyers, one of the biggest worries my wife and I had was being able to find good people who we could trust to be in our corner. Scott was referred to us by our realtor, and I'm so glad we made the decision to proceed with Ruoff. From the beginning phone calls, Scott was responsive, knowledgeable, and willing to do whatever it took to provide us with excellent service. He gave up time on vacations, nights, and weekends to help us with any questions and to get us to close, which far exceeded our expectations. My wife and I are grateful for our experience with Ruoff, and wouldn't have our new home without it!

This is the 2nd time we used Scott. He is great to work with and knowledgeable. During this COVID 19 pandemic, so much is unknown. Scott adapted and guided us through this process.

Scott was extremely personable and great to work with. He explained the options that fit me and the best course of action for my individual needs and circumstances. All the details of the process were explained in a way that made sense and made me feel very comfortable with the whole experience. I would recommend Scott or Ruoff to anyone I know looking to purchase a new house!

I loved the quick responses to all questions we've had and how easy and quick the process was. Scott helped, walk us through the entire process in the purchase of our first home and we couldn't be more satisfied!

Everything was perfect. This was the second house that I have purchased with the help of Scott.

My husband and I were first-time home buyers and had a lot of questions. Some of those more than likely had fairly obvious answers but Scott answered them anyway. He explained everything in a way my husband and I could easily understand what was happening or going to happen with the loan process. Scott gave us a great realtor to work with and together they helped us get our first home.

Scott and everyone associated with the company were very helpful and well organized. It was a blessing to have people like that on your side, especially for a first time home buyer.

Loved working with this team! Great communication throughout the process and always answered questions. Easy to navigate app and websites used for document signing and submission. Very happy with our experience

Scott K. is an incredible mortgage loan officer. We feel so lucky to have been connected with Scott. He helped us secure our "forever" home and a year later, secured a better interest rate for a VA refinance! Scott kept us on task the entire process and followed through with everything that needed to be done.

Scott was great throughout the entire process!! He was on top of everything and kept us informed as to what was happening and when.

The whole experience from first getting information about the loan and then going through all the steps went very quickly and efficiently. All the steps and the consequences of certain decisions were explained to me and all my questions were answered. I did not expect for the whole process to go so smoothly and flawlessly. Scott was amazing to work with and was available to answer any questions in a clear, concise, and meaningful way.