I will work hard to help you achieve your homeownership goals.
97.46%Customer Satisfaction Rating
Hi, I'm
Stephen!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
97.46%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
I had the incredible pleasure of having Stephen as my loan officer. He made the homebuying process as painless as he could. He was available for any questions I had and was able to put my nerves at ease through the process. I was in my home less than a month after my offer was accepted due to his hard work! 100/10! Thanks guys!
Felecia L,
happy
client
Stephen was excellent during the whole process. Will recommend him and your company to others. Thank you for a quick and easy closing.
Mark K,
happy
client
Very personable and understood our situation, tried to get everything done quickly in the tight me crunch we were in. That was impressive to me to go above and beyond.
Angela T A,
happy
client
We worked with Stephen and he was great! He was always available and was able to help with every question we had.
Hanna N,
happy
client
Stephen and his team were phenomenal. They were readily available for any questions I had, and were able to get my loan closed quickly.
Devon C. L,
happy
client
Stephen was great!
Peyton K M,
happy
client
It was a very smooth process. Stephen was fantastic.
Gregory Allen M,
happy
client
We were very pleased with the process. The selling agent even commented on how nice it was working with Stephen.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
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guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.
