I will work hard to help you achieve your homeownership goals.
99.35%Customer Satisfaction Rating
Hi, I'm
Steve!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
99.35%Customer Satisfaction Rating
Steve Stemick | NMLS: 544281
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Steve went above and beyond, he will alway be my first option when going through a home buying experience! We truly cannot put into words how helpful and attentive to details he was during our purchase process. Every question was answered and no stone was unturned. Steve is an amazing asset to Ruoff Mortgage and an excellent MLO! He makes your experience feel like you've known him for years and worked with him before!
Brayton S.
Delphi, IN, October 27th, 2025 11:09 AM
Review 2
5.0
Steve was very friendly, easy, & great to work with!
Eliza R.
Delphi, IN, October 26th, 2025 11:51 PM
Review 3
5.0
Steve Stemick was a wonderful person to work with. Every question we had was answered in a timely and very knowledgeable manner. Our entire process from pre-qualifying to closing, were on schedule and all fees and expectations were set to relieve stress. I would recommend Ruoff and Steve to the highest!
Mckenzie L. C.
Lafayette, IN, October 10th, 2025 11:11 AM
Review 4
5.0
Steve made everything easy and smooth. Would recommend him over anyone else
Logan D.
Boswell, IN, October 8th, 2025 11:16 AM
Review 5
5.0
Everything was done timely and efficiently. Everyone was very pleasant and informative.
William A H.
Pine Village, IN, August 28th, 2025 12:45 PM
Review 6
5.0
Steve was awesome all the way. After a refi with Rxxxxxxx a few years ago that was a nightmare, it was a breeze to work with Steve.
Jeffrey A T.
LAFAYETTE, IN, July 4th, 2025 10:17 PM
Review 7
5.0
Steve is a great communicator, knowledgeable, and personable. He works hard for his clients and it's greatly appreciated.
Stephanie A M.
Lafayette, IN, June 16th, 2025 10:18 AM
Review 8
5.0
Steve was knowledgeable, caring, and always informative. He made this process so easy!
Michael Jerald B.
Indianapolis, IN, May 13th, 2025 11:04 AM
Review 9
5.0
Steve was very helpful and communicative during the entire process.
Erik Andrew W.
Lafayette, IN, April 2nd, 2025 11:33 AM
Review 10
5.0
Down to earth, understanding, and
Tasha S.
Kokomo, IN, March 31st, 2025 09:51 PM
Review 11
5.0
The communication and kindness through a stressful process.
Anna Grace W.
Lafayette, IN, March 31st, 2025 09:40 AM
Review 12
5.0
Everythint went very smoothly!
Kaylie M.
Romney, IN, March 17th, 2025 11:23 AM
Review 13
5.0
Quick and thorough communication, always answered all my questions
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
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