I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Hi, I'm
Todd!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Todd was excellent from start to finish! He communicated everything clearly and quickly. It was an excellent experience.
Kelsey V H.
Burlington, KY, October 4th, 2024 11:40 AM
Review 2
5.0
Went above and beyond for everything.
Cooper Alan W.
Louisville, KY, September 28th, 2024 03:52 PM
Review 3
5.0
Todd made the process simple and was able to answer all of our questions in detail. Overall great experience.
Benjamin Douglas P.
Louisville, KY, September 26th, 2024 01:17 PM
Review 4
5.0
Todd was a wonderful help with everything!
Natalie Bernice E.
Louisville, KY, May 12th, 2024 03:03 PM
Review 5
5.0
Todd was great to work with!
Hannah H.
Louisville, KY, April 24th, 2024 11:33 AM
Review 6
5.0
Todd made the application process very easy for us as we’re not located in the area yet. As first time home buyers, he answered our many questions and offered advice along the way. He was always responsive and worked hard to get us the best deal possible.
Nicole P T.
Charlestown, IN, April 7th, 2024 10:34 AM
Review 7
5.0
Todd was great throughout the whole process
Hunter J T.
Charlestown, IN, April 6th, 2024 05:02 PM
Review 8
5.0
Kept me very informed. I got emails but I also got CALLS!!!
Melody M.
Murray, KY, September 30th, 2023 12:59 PM
Review 9
5.0
Everything went very well and very easy.
Dustin Tyler G.
New Albany, IN, September 10th, 2023 06:44 PM
Review 10
5.0
Everything from the mortgage standpoint went great.
Renae N.
April 28th, 2023 03:48 AM
Review 11
5.0
Todd made this process easier than we could have ever imagined. He made us feel empowered in our experience despite us knowing very little about the home-buying process. Wonderful, wonderful!
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.