I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I’ve been in the mortgage lending industry since graduating from college in 1983 – 35 years! My personal catch phrase has always been, “I want to be your Mortgage Lender For Life!” In order to actually be this, I must provide the service, the expertise and knowledge, and the caring attitude you expect. I take your business seriously. Your homeownership and being able to provide a nice home for your family is of the utmost importance.
Following graduation from Wabash College with a BA in Economics, I worked for 13 ½ years for a moderate-sized lender, working my way up to Vice President and Branch Manager. In 1997, I started my own company and served as President of the company until 2008. I then took a position for a local bank and remained there simply as a Senior Loan Officer for 10 years. I began my position with Ruoff Mortgage in August of 2018.
As a Senior Loan Officer, I bring the experience and knowledge you expect in your loan officer. I believe in putting the customer first in all things. I try to attend all mortgage closings to be with you in what may be the most important transaction of your life. Once we’ve closed your home loan, I want to remain your “Mortgage Lender For Life!”, just as you may have an accountant, an attorney, a family doctor – I want to always be there to help you with your home loan now, and forever.
2020
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Tom was wonderful to work with and I can't think of a way this whole process could have been made easier. Even closing day was simpler than typical! The title company told me how lucky I was to go with Ruoff because they have the smoothest system out there with the most digitally signable documentation which meant I only had to physically sign half of the normal papers and was in and out within 35 minutes. I can not recommend Tom or Ruoff highly enough.
Moriah S.Indianapolis, IN, August 6th, 2023 10:40 PM
Communication was timely and informative. All questions were answered thoroughly. We felt confident in our home loan process due to the knowledge of Tom and his team.
Ashley Nicole B.Greenwood, IN, July 14th, 2023 07:59 PM
Tom was nothing short of incredible. He was extremely helpful every step along the way. He should receive a gold star for customer service
Daniel K.March 3rd, 2023 12:53 AM
Tom helped us as first time homebuyers navigate the, at times daunting, mortgage application process. We appreciate his expertise.
Thomas M.Fishers, IN, September 4th, 2024 11:34 AM
Excellent and fast communication
Jennifer L. E.NEW PALESTINE, IN, August 30th, 2024 09:06 AM
Tom was excellent working with. He was timely, professional, and always had a great attitude. He made the process as easy as it could have been!
Daniel J A.Avon, IN, August 13th, 2024 02:44 PM
Tom was incredibly helpful throughout the process. He was able to quickly get a preapproval letter on the weekend for me to be able to make a strong offer that allowed me to win the bid. This made a huge difference for us. He was always available, gave me his personal cell phone, and was in contact throughout the whole process as I had questions. Another lender approached me during the process and wanted to compete for my business. I didn't give them a chance to compete because I wanted to continue working with Tom because I knew he'd be responsive, which can make the difference between getting a home or not getting one in this competitive market. I could not rate Tom more highly!
Justin M.Nineveh, IN, July 30th, 2024 01:29 PM
Excellent on everything
Chet A H.Greenwood, IN, June 17th, 2024 12:05 PM
explanations of the process were top notch. Everything went smooth at the closing.
Mark P M.Indianapolis, IN, June 18th, 2024 05:43 AM
Tom Schabel is excellent to work with. Would recommend him to anyone needing a mortgage.
Kari H.Greenwood, IN, June 16th, 2024 08:56 AM
Tom was excellent.
Michael R N.Greenwood, IN, June 10th, 2024 01:01 PM
Tom and his team were on top of everything at all times! The app made the process extremely smooth and easy to keep up to date on everything.
Cassey K.Indianapolis, IN, May 31st, 2024 06:35 PM
Tom was super helpful during the entire process. I told him I wanted to close asap and he assured me he’d do everything in his power to accommodate my needs. Tom was very good at communicating between all parties involved. I told Tom that I’d be recommending him to anyone I know trying to get a loan. He’s a super great guy and so easy to work with. He made the entire process feel seamless and smooth. Thanks a ton Tom. Keep up the excellent work!!! 💪🏆
Mark H.Bargersville, IN, April 20th, 2024 03:42 PM
Extremely liked Loan Butler. Kept me up to date and knew what future items upcoming.
Thomas L C.Fishers, IN, April 15th, 2024 11:07 AM
Tom was personable and easy to reach! He helped us understand each step of the process and could not have made it easier! It was a wonderful experience!
Katherine A M.Beech Grove, IN, March 10th, 2024 11:36 AM
Mr Schabel answered any questions I had in an extremely timely manner.
Charles R S.Indianapolis, IN, March 7th, 2024 11:17 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.