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Picture of Whitney Swanson
Picture of Whitney Swanson

Hi, I'm Whitney!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

93.55% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Whitney!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

93.55% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Welcome, I am so glad you are here! As a Senior Loan Officer with Ruoff Mortgage, the #1 Purchase Lender in the Midwest, I have created a process that utilizes my professional skills and Ruoff’s resources to provide a smooth, seamless, and easy experience for my clients. Homeownership is such an exciting time, and I am humbled to be a part of that milestone.

I specialize in partnering with my clients to understand their wants, needs, goals, and timeline to establish a tailored game plan to best suit them. I serve my clients with the greatest attention to detail, combine traditional practices with modern technology, and a high-energy approach that allows my clients to stay confident in knowing that I will provide a smooth and easy-going transaction—from start to finish.

In addition to pursuing my professional passions, one of my proudest accomplishments is my family; my husband Joe and our three sons, Julian, Jamison, and Jett. We are a ‘sports family,’ typically on any given weekend; we cheer on our boys in basketball, football, or baseball. Aside from sports, I enjoy the outdoors, boating, listening to podcasts, and enjoying country life.

I offer a variety of mortgage options, including Conventional, FHA, USDA, and VA loans. If you ever have questions about the mortgage process, loan programs, or any additional financing inquiries, please call me anytime. I am always happy to help!

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Anytime I was feeling overwhelmed with this process due to personal reasons or issues, Whitney was quick to calm any nerves and answer our questions or concerns with the best possible solution for our personal goals. Everyones situation is different when going through any process and Whitney focused on us personally with her answers rather than generic or general answers. I recommend her to anyone who tells me theyre thinking of buying a home!

    Kerrigan S, happy client
  • Whitney Swanson went above and beyond to help us through the Mortgage procedure. She was pleasant and kind yet professional. It was a pleasure doing business with her.

    John D, happy client
  • Oh my goodness - such a smooth and expedient process. I didn’t even meet Whitney face-to-face until closing day, but she made me feel confident and at ease with this process.

    Paula M, happy client
  • Everything went perfectly Whitney always kept me updated.

    Chad S, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.549.7320 or message me below!

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