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Picture of Zakiya Abbasova
Picture of Zakiya Abbasova

Hi, I'm Zakiya!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.67% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Zakiya!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.67% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff Mortgage, my dedication revolves around assisting individuals in achieving their homeownership dreams. I recognize the uniqueness of each client, guide them through diverse loan products, and tailor their home loan to meet their specific needs and goals.

My CPA designation and master’s degree in accounting from the University of Louisville are not just credentials, but a testament to my ability to provide more than just transactions. I am equipped to offer creative solutions that turn your homeownership dreams into a reality, all while keeping your short-term needs and long-term financial goals in mind.

Prior to becoming a loan officer, I accumulated valuable experience through several years at one of the top firms in the accounting industry. This background provides me with a unique perspective, enhancing my understanding of how a mortgage transaction integrates into the broader context of your financial landscape.

Let's walk this journey together and create a personalized and fulfilling experience on the path to your dream home!

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    My loan officer was nice patient good at what she does she responds fast calls back is perfect at explaining everything

    Nazim Kazymovich C.

    Dayton, OH, July 5th, 2024 05:38 PM

  • 5.0
    Rating source icon

    Easy to work highly recommend

    Zaur M M.

    Springboro, OH, July 2nd, 2024 12:31 PM

  • 5.0
    Rating source icon

    Our loan officer was very knowledgeable and helped every step of the way.

    Shakir M.

    Louisville, KY, June 29th, 2024 03:04 PM

  • 5.0
    Rating source icon

    she helped me a lot.she really knows her job. His approach to people is excellent. In a word, she is perfect.

    Ilkin Y.

    Canton, GA, June 21st, 2024 11:09 AM

  • 5.0
    Rating source icon

    Zakiya Abbasova she is beautiful person with beautiful personality. She did a good job with helping us with the loan process. We will appreciate her for her heart work.

    Elnora Y I.

    Dayton, OH, May 28th, 2024 11:48 PM

  • 5.0
    Rating source icon

    Everything was smooth and done quickly and Zakiya is very professional and helpful special thanks to her

    Rustam A.

    January 18th, 2023 06:59 AM

  • 5.0
    Rating source icon

    The application was very fast, easy, and Stressless.

    Tolif S.

    January 18th, 2023 03:21 PM

  • 5.0
    Rating source icon

    Zakiya Abbasova helped us close in a very short period of time, she is very pleasant to work with and always has a way to fix any problem you come across.

    Firuza A.

    January 18th, 2023 03:31 PM

  • 5.0
    Rating source icon

    Loan officer made everything stressless and easy by being only one phone call away.

    Akhmed A.

    January 18th, 2023 03:40 PM

  • 5.0
    Rating source icon

    Everything was very smooth and easy to follow. Zakiya was thorough and on top of everything that was needed.

    Elnara K.

    January 18th, 2023 03:43 PM

  • 5.0
    Rating source icon

    Zakiya Abbasova did her job very well as always ??

    Nasiba A.

    January 18th, 2023 03:46 PM

  • 5.0
    Rating source icon

    Zakiya was very responsive to any questions I had and provided good advice and explanations while keeping the process moving forward.

    Zhalil V.

    January 18th, 2023 04:04 PM

  • 5.0
    Rating source icon

    Keep doing good job by hiring/working with minorities officers, for some reason they are capable of solving the problems or issues significantly greater than others.

    Zakhadin S.

    January 18th, 2023 04:09 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 502.608.2212 or message me below!

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