Picture of

What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Adam Vogel
Picture of Adam Vogel

Hi, I'm Adam!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Adam!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

I graduated from Indiana State University with a degree in finance. Soon after graduation I started my career in the real estate industry. In January 2005, I started working for a builder and sold homes since December 2012. During my 8 years in sales I enjoyed interacting with the customer while they look for, or build, their dream home.

In January 2013, I decided to transition to the mortgage business. I enjoy working with numbers and the interaction with the customer. In the mortgage business I get to do both. I have always believed the best customer service is made by setting the proper expectations so you know what to expect throughout the process, and to follow up in a timely manner.

My goal is to build relationships with the top real estate agents, and new home counselors, in the Indianapolis market who also believe in taking care of the customer first. With my experience on the front end of the sales process I understand what is expected from the real estate agent and the customer. Buying a home can be an overwhelming and stressful time but I want to make the experience an enjoyable one for everyone involved.

During my 8 years in sales I worked with all types of buyers ranging from those who needed help increasing their credit scores so they could purchase their first home, to those who were purchasing their 3rd or 4th home. I have the experience to assist you with an FHA, Conventional, VA, USDA, Indiana Housing Bond, MCC programs, Next Home and Home Improvement loans including 203K and Homepath. I am also able to service your refinancing needs with our Streamline, Cash-Out or Rate/Term programs.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Adam was so amazing! He was so patient and kind. We had originally started our loan process with another bank and it was terrible and so stressful! Adam made us feel taken care of and at ease. He followed through with all his commitments and he helped us have a great close. This is our first home so it started off as a nightmare (with the previous bank) and Adam turned it all around! We are so grateful!

    Christina R, happy client
  • This was the easiest mortgage process we've ever had BY FAR. Adam and team we're very on top of things, very responsive, and required very little out of us through the process. It turned out to be a wild season for our family so we really appreciated that. Highly recommend.

    Nick M, happy client
  • This was my first time buying a home and Ruoff made this a great experience. I felt good and very comfortable calling Adam with any and ALL questions. He was always so patient with me and that helped me a lot. The Staff in the office was amazing as well. Everyone was on top of their tasks.

    Maritsa V, happy client
  • Everything was streamlined and communication was excellent. Would highly recommend Adam and Ruoff!

    Nicole M, happy client
  • Mr. Vogel was very prompt and thorough when it came to returning phone calls and emails. He answered all of our questions and made us feel comfortable.

    Anne L, happy client
  • Adam went above and beyond for my loan needs. He did everything in his power to get the best rates and get the loan executed as quickly as possible.Adam was very understanding and easy to work with. I have recommended him to my friends and family."

    Aziz A, happy client
  • Adam is a gem! Whenever I was feeling stressed, he calmed me down with his calm demeanor. He is extremely knowledgeable and I will always recommend him. He kept me informed through every step of the mortgage process. He is a definite asset for Ruoff!

    Marilyn V, happy client
  • Adam kept me updated and always made sure to find answers quickly if I had a question. He was friendly and always quick to return my phone calls or emails. It is important to me to be informed and Adam never made me feel like I was bothering him. I felt welcome to call him anytime without being made to feel I was overstepping my bounds.

    Jeanne T, happy client
  • Adam was very friendly and well-informed. He was very responsive and did a great job relaying information in a timely manner. My realtor was impressed with the closing package and also with Adam and his attention to detail.

    Sally B, happy client
  • Adam Vogel and Sarah Herring did a terrific job of keeping my husband and me up to date throughout the loan process. They also managed to get us a lower interest rate at closing then what was originally quoted at the start! We were treated like family - Thank you Ruoff Team!

    Wendy M, happy client
  • Everything went well! I've been through both credit union and bank for a mortgage and my experience with Ruoff and working with Adam was the best! Thank you!

    Laura R, happy client
  • Adam was EXCELLENT. I would recommend Adam to anyone looking for a mortgage agent. He was completely upfront with us and everything we discussed on day 1 met or exceeded expectations in terms of anticipated closing costs, anticipated monthly costs (P&I, PMI, and Escrow), and expected rate. He was super attentive and clarified any questions immediately.

    Brian S, happy client

Why should you choose Ruoff?

59

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 727-2674 or message me below!

Download our !