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Picture of Andy Thorpe
Picture of Andy Thorpe

Hi, I'm Andy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Andy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Andy kept us informed every step of the way and was really working to help us get a good interest rate. Rates have been up and down for awhile and he helped us get a low one as well as advised us on when to close in order to save the most money on closing fees.

    Allisyn S.

    Dunkirk, IN, March 6th, 2024 11:03 AM

  • Review 2

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    Andy was very professional, helped guide me through the loan process and helped with securing some grants that were very helpful!

    Trevor L.

    Muncie, IN, April 15th, 2024 02:48 PM

  • Review 3

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    It was really nice working with Andy. He’s a great guy and definitely gets with you as soon as he can and is very helpful.

    Joseph N.

    Muncie, IN, April 18th, 2024 01:27 PM

  • Review 4

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    Top notch communication and responsiveness!!! Highly recommend Andy and Ruoff!!! You will not find a smoother more streamlined process.

    Brian D C.

    Muncie, IN, July 26th, 2024 01:27 PM

  • Review 5

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    Smooth and easy process. Andy walked me through the entire process.

    Leah S.

    Parker City, IN, July 26th, 2024 07:21 AM

  • Review 6

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    Everything went very smoothly. Handled anything that arose professionally and relayed everything promptly if anything came up.

    Zachary H F.

    Muncie, IN, June 2nd, 2024 03:52 PM

  • Review 7

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    Very helpful and friendly. Easy to talk to

    Lynn T.

    Muncie, IN, July 4th, 2024 08:02 PM

  • Review 8

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    Andy was great. He came recommended by someone we trust…as a result the trust keeps growing. Thanks Andy!

    Nathaniel D H.

    Muncie, IN, June 6th, 2024 11:10 AM

  • Review 9

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    Great communication

    Aaron M C.

    Muncie, IN, June 16th, 2024 03:10 PM

  • Review 10

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    That's for making everything quick, easy, and smooth Andy!

    John William V.

    Parker City, IN, June 20th, 2024 12:52 PM

  • Review 11

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    Andy was quick to respond to all my questions he never seemed bothered or delayed. I felt informed and the process went as smooth as I could expect for how much extra stuff went into it considering the geant

    Taylor E.

    Muncie, IN, May 22nd, 2024 01:11 PM

  • Review 12

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    Andy was very helpful and made the process seem less. My wife and I are very happy with the service we got and will definitely be recommending others to use you guys as well. Thanks again!

    Christian B B.

    Muncie, IN, May 16th, 2024 07:23 AM

  • Review 13

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    Andy was great to work with! Very friendly and answered all of my questions very quick!

    Morgan A B.

    Muncie, IN, May 14th, 2024 07:23 PM

  • Review 14

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    Thanks Andy!

    Matthew G S.

    Muncie, IN, February 15th, 2024 12:04 PM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.744.0490 or message me below!

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