Picture of

What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Cathe Music
Picture of Cathe Music

Hi, I'm Cathe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.43% Customer Satisfaction Rating

Hi, I'm Cathe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.43% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have worked in the real estate and housing business since 1985. My goal has always been to put the buyers that I work with into the right home that makes their individual ownership dream a reality. My partnership with Ruoff Mortgage has allowed me to keep doing just that.

There are many mortgage options available to buyers, or current homeowners, and the process can be very confusing without proper guidance. Available programs are changing all the time and you need someone who can narrow it down to what works for you and your circumstances. I will help make the process quick and uncomplicated for you and get you the mortgage product that is the best fit for your situation!

I realize that business hours are not real life hours! I am available to you at any time--your schedule is my schedule. You can reach me after hours and weekends by contacting me on my cell phone or by email. You can also contact me through the website and apply online at any time. You can be assured your information is secure and will come directly to me.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Cathe is top-notch at her job. knowledgeable, professional, efficient, timely, organized, personal, detail-oriented, patient, and funny. Her requests for information were clear,and she always acknowledged receipt. It was an excellent experience and unexpectedly straightforward given the stories you hear.

    Barbara S, happy client
  • This process went so well and it was because of Cathe Music. She was always there to guide us through the mortgage loan process. Cathe was there whenever we had questions and did not understand something. It made this process a lot easier.

    Jamie F, happy client
  • The communication with Cathe was awesome. Anytime I ever had a question, she would respond within minutes. I'm kind of sorry the experience is over because Cathe was amazing and made the process painless!

    Jessica C, happy client
  • Cathe really cared for me as I had been mortgage shopping for quite a while. I was never satisfied with the results while trying to work with another bank. I really appreciated the personal assistance I experienced with Cathe!

    Jeanne C, happy client
  • Very organized, prompt answers to the questions asked and I closed in 4 weeks, fantastic job!

    Cynthia C, happy client
  • Cathe was amazing! We had a few obstacles to getting a mortgage and she helped get us through them. We would not have our beautiful home without her!

    Danielle Z, happy client
  • We closed on our house in 16 days, and everything went well. Cathe was amazing and answered all of our questions quickly and made sure we had all of the documents necessary to speed to process along.

    Chris and Janelle T, happy client
  • Every time I had a question or concern, Cathe replied within minutes and explained everything in concise and understanding terms that made me think everything was moving along as planned.

    Rachel Y, happy client
  • Cathe was on the ball and moved the process along for us in a timely fashion. When we had issues with getting information from the sellers Cathe was quick to lend a hand and send emails to get our questions answered!

    Shaun C, happy client
  • All I can say is Cathe was THE best person I could ever have wanted to work with. She was totally there "with" me all the way!! Cathe is truly a great asset to Ruoff!!

    Darlene C, happy client
  • Cathe was always ready and available for us and she loves her job and she made us feel like family we couldn't have done it without her.

    Ashlie B, happy client
  • She kept me informed and made it seem like my loan was her first priority.

    Colton A, happy client

Why should you choose Ruoff?

59

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (260) 438-6707 or message me below!

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