I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I have had the privilege of being in the mortgage industry since 1993. Over the years, I have developed a deep passion for what I do. It brings me immense joy to provide exceptional care to my clients, ensuring they are well informed and empowered to make the best financial decisions when it comes to purchasing a home or refinancing their mortgage.
My commitment to staying current with the latest trends and information in the mortgage lending world allows me to offer my clients the most up-to-date advice and solutions. I take pride in my ability to skillfully navigate the complex landscape of financing options, always striving to find the best fit for each individual or family I work with.
Ultimately, my greatest satisfaction comes from helping clients achieve their dream of securing the right mortgage. It is a privilege to play a role in such a significant milestone in their lives. If you're looking for a dedicated and knowledgeable professional to guide you through the process, I would be honored to be of service. Let's work together to turn your homeownership dreams into reality.
2023
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Cheryl made the loan experience extremely easy and quick. Her expertise and knowledge were superb. I couldn’t have asked for a better loan officer.
Christina L C.Peru, IN, December 29th, 2023 07:39 AM
At one of the most stressful, exciting, times in life ( buying a house) I was blessed to have a loan officer (Cheryl) that was not only great at her job she was great at calming my fears, explaining everything to me,and listening to me! Best person to work with! Also said although we closed I could still contact her with any questions or concerns! Who does that these days! Thank you for everything
Sheila R H.INDIANAPOLIS, IN, February 19th, 2024 11:11 AM
Cheryl was great to work with
Michael A L.Indianapolis, IN, January 6th, 2025 01:18 PM
Excellent and timely communication throughout the entire process.
Heather H.ANDERSON, IN, December 22nd, 2024 07:54 PM
efficiency on all the process
IRWUIN A H.Greenfield, IN, December 2nd, 2024 11:10 AM
Fantastic service from Cheryl and her team, she always responded quickly to our questions or to any snags that came up. It was wonderful working with her.
Brian Charles L.Indianapolis, IN, November 25th, 2024 11:10 AM
Very quick and clear communication throughout the whole process. I was very happy overall.
Maegen N.Nineveh, IN, November 26th, 2024 11:19 AM
Was very pleased with the services. Cheryl informed us really well and contacted us if there were any issues and how to go about them. We would highly recommend!
jguezvalleIndianapolis, IN, November 17th, 2024 09:09 AM
Cheryl was amazing from start to finish. This was my first home purchase and first mortgage experience amd i had no idea what I was doing to say the least. Cheryl was so incredibly knowledgeable and always willing to answer all of my questions in a way I could understand. I felt like Ruoff(Cheryl) had my back 100% of the way. She wasn't just looking to close a deal and get rid of me, I felt she truly had my best interest at heart and wanted to guide me to the best possible outcome for ME. All the way to the closing table she was right there, ready to answer questions, explain documents, and make sure everything was on the up. I walked away with 0 unanswered questions, 0 anxiety, and 100% confidence in my choice to go with Ruoff. My most heartfelt thank you to Cheryl and the entire Ruoff team.
Khristina M.Franklin, IN, November 11th, 2024 11:27 AM
She was incredible.
Robin L H.Indianapolis, IN, November 11th, 2024 12:41 PM
I noticed that Cheryl was professional and always available when I needed her and when I had a question from the beginning to the end of my home buying journey. Her work ethic is outstanding and I will refer her to everyone, she made the experience memorable and for that my family and I will forever be greatful. Thank you so much for everything.
Jacqueline H.Indianapolis, IN, September 28th, 2024 11:58 AM
Cheryl was eager and ready to help me throughout the entire process and any questions I had were promptly answered like a true professional.
Gabryell S G.Franklin, IN, September 1st, 2024 06:28 PM
Communication and response time were fantastic
Kimberly J H.Indianapolis, IN, July 29th, 2024 12:54 PM
Cheryl kept us updated every step of the way.
Gregory J F.Greenwood, IN, July 19th, 2024 03:56 PM
Cheryl and her team were just perfect! I am a first time home buyer who didn’t have any knowledge of what to expect or where to start. Cheryl helped me every step of the way and even helped me increase my credit score by almost 200 points! She and her team responded very quickly which was comforting. Cheryl got me the best loan for me and even got me cash back at the end of which I was super happy about. I couldn’t imagine having a better advisor! I will definitely be calling her for all my future needs and would recommend her to anyone searching for a home loan. From the pre approval to closing Cheryl went above and beyond to get me and my family into a home we love. I am beyond words grateful for her and her hard work and fast responses. I Can tell she loves what she does. Some nights I would call her late and she would answer and help me through my issue. She would respond to my emails right away and really made me feel as though I was her only client. I wish her the best and hope she understands how much her dedication means to me and my family. I give her 10 stars out of 5! Thank you Cheryl!
Peter R.Indianapolis, IN, July 4th, 2024 11:30 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.