Cheryl Wooster

Hi. I’m Cheryl, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 317.430.0132 or

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data


My name is Cheryl Wooster and I have been in the mortgage business over 25 years. In that 25 years, I have opened, processed, underwritten and originated mortgage loans. I am a career mortgage banker, which means mortgage lending is my passion.

Being passionate about my profession allows me to strive every day to be the best in my field. I constantly study to keep up on the latest mortgage trends, programs and technologies so I can continue to tailor mortgage programs and products that best suit my client's needs. I also work toward giving back to my community and profession by being active in many organizations.

To further meet the needs of my clients, I make myself available seven days a week and even after business hours. I always have my client's best interest in mind because their satisfaction is extremely important to me, as my continued success depends on it. My constant goal is to always earn your respect and referrals, as I want to be your lender for life. Please contact me, anytime, for a free consultation. I will be looking very forward to working with you.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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