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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Chris DeMuth
Picture of Chris DeMuth

Hi, I'm Chris!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Chris!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Chris DeMuth was excellent in every way. He is clearly very intelligent and cares about his clients. Chris was responsive, patient, and helpful. He kept us apprised of the status of our loan, explained everything in sufficient detail, and clearly answered all our questions. He made the process, the loan itself, and the whole experience (from application to closing) seamless and pleasant. Based on our experience with Chris DeMuth, we recommended Ruoff Mortgage to a family member in another state.

    Kelly G, happy client
  • Chris was great at giving me updates. Everything was always well explained. He went out of his way to make sure that I was in a position to make an informed decision. Of the 8 mortgage closings in my life, this was by far the easiest.

    Karen R, happy client
  • I loved the way Chris communicated everything. If I had a question, he explained in depth the answer and that’s exactly what I needed.

    Megan B, happy client
  • Chris was amazing! I cannot say enough good things about him. I felt like I had a personal friend helping me with the process! The level of service and his knowledge at every step was the best I have ever received. Thank you!

    Teresa S, happy client
  • Chris Demuth was amazing. He answered our texts and calls around the clock and clarified anything that was confusing to us. This was our first time purchasing a home and he really helped us understand what was going on!

    Annie S, happy client
  • Chris Demuth is fantastic. This is the third time we have worked with him to purchase. He is thorough and patient and explains all aspects of the process. He is quick to respond and takes the time to get to know who he works with.

    Katherine B, happy client
  • Chris was great and explained everything in great detail which I appreciated so I could understand as this is my first home.

    Kelly H, happy client
  • The communication about every detail is something I appreciate about the Ruoff Mortgage process. In the current market, multiple bids on a potential home is the norm; I placed five bids before I found my home and Chris DeMuth was always there through every step and experience with sound information and support. I can’t imagine going through this process without Chris DeMuth on my team.

    Jennifer G, happy client
  • The whole thing felt seamless. Everyone is busy these days, and the mortgage approval part was a non-issue, which is great! Chris was wonderful and pleasant to work with. He was patient with all our questions and quick to offer very helpful suggestions. I couldn't have been more pleased!

    Ryan H, happy client
  • Chris was amazing! We felt like he was looking out for our family's best interest and explained the process each step of the way.

    Kathleen H, happy client
  • Chris is our champion. He always had time for me to pick his brain, explain what the market is doing, what to look out for etc. Long story short, he was always able to provide the answers a person with a MS Finance degree who works in Investment Banking could come up with. Big THANKS Chris!

    Gottfried L, happy client
  • Chris kept us up to date with everything. I could ask any questions, and Chris would be there for the answers. He was very knowledgeable and was a fantastic person guiding us through the entire loan process. I will definitely recommend his services in the future.

    Michael S, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 502.777.6267 or message me below!

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