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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Dan Nicholas
Picture of Dan Nicholas

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Dan is very knowledgeable in directing people how to get themselves in the best possible position to get and maximize their loan. He worked diligently and asked tons of questions to help put us in the position to get our loan quickly! He is truly an asset to Ruoff!

    Albert M, happy client
  • Very, helpful, knowledgeable, friendly staff and very timely with answers to our questions. I have already referred a family member to Dan Nicholas and Rouff mortgage.

    Dianne S, happy client
  • Dan was very personal and on more than one occasion went out of his way working even in the evening. If I needed anything he took care of it. I truly can not say enough good things about him. It was a painless and organized process. Great job.

    Jason W, happy client
  • Everything through the whole process was simple, easy, understandable, and quickly executed. Great company that cares for there customer. Couldn’t have asked for a better mortgage company.

    Joshua R, happy client
  • Dan was very responsive even at times late in the evening. Being a first time home buyer, I had many questions and he was always there to help!

    Carley W, happy client
  • I really liked all the notifications of my loan process. This was very handy and convenient for both my husband and I to check in as we progressed in the loan process.

    Sarah (Beth) S, happy client
  • Dan provided excellent customer service and promptly answered all the questions. Smooth transaction from start to finish.

    Asif T, happy client
  • The communication was excellent. The online portal and electronic documents make it a breeze.

    John S, happy client
  • Dan and Brittany were absolutely wonderful. They made the process as painless as it could be. My apprehension toward buying a house was eased with dans knowledge and ability to really explain every detail about our loan or the process.

    Michael T, happy client
  • Dan really knows the mortgage business. Since I worked for a bank a few jobs ago, he didn't insult my intelligence by saying crazy things about the interest rate. He told us we could close by July 20, and that is exactly what we did!!

    Cynthia H, happy client
  • Dan was very kind. He helped me through the entire process. The online process made the home buying a simple process. I have already referred Ruoff to several friends.

    Donna F, happy client
  • Dan was so nice. He really was like sitting down with a family member. He made the process of buying a house effortless and a lot less stressful!

    Kim F, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 414-0470 or message me below!

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