Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Dan Nicholas
Picture of Dan Nicholas

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.00% Customer Satisfaction Rating

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2016
President's club seal 2018
President's club seal 2019
President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Dan and our realtor worked really closely with us and kept us updated every step of the way. Prior to closing, Dan took the time to review each of the documents and allow opportunity to answer questions. My husband and I were first-time buyers later in life so all of this was new to us it meant so much to have all of our questions answered so that we understood the process fully. Last but not least Dan made himself available and came to our closing, this really sealed the deal and confirm that we had made the right choice for financial decision.

    Lynette T, happy client
  • Dan really helped me understand everything. As a first time hime buyer the process was confusing but as soon as I started talking to Dan he helped me understand what all I needed to do and how to do it.

    Summer M, happy client
  • Dan was very knowledgeable and would always respond to any and all of my questions to help make this process smoother! He was great!

    Tyler S, happy client
  • Dan provided excellent customer service and promptly answered all the questions. Smooth transaction from start to finish.

    Asif T, happy client
  • Dan was very personal and on more than one occasion went out of his way working even in the evening. If I needed anything he took care of it. I truly can not say enough good things about him. It was a painless and organized process. Great job.

    Jason W, happy client
  • It was a great experience for my last home purchase.

    William C, happy client
  • Dan was so nice. He really was like sitting down with a family member. He made the process of buying a house effortless and a lot less stressful!

    Kim F, happy client
  • Dan Nicholas made the process very simple and was extremely helpful. I will recommend his services to any one.

    William , happy client
  • Very, helpful, knowledgeable, friendly staff and very timely with answers to our questions. I have already referred a family member to Dan Nicholas and Rouff mortgage.

    Dianne S, happy client
  • The communication was excellent. The online portal and electronic documents make it a breeze.

    John S, happy client
  • Dan is very knowledgeable in directing people how to get themselves in the best possible position to get and maximize their loan. He worked diligently and asked tons of questions to help put us in the position to get our loan quickly! He is truly an asset to Ruoff!

    Albert M, happy client
  • Dan really knows what he is doing. I had an issue that I needed to be resolved and had no idea what to do, so I called Dan and he helped me come up with a solution that worked out really well for me. I am really thankful that Dan was there when I needed help.

    David I, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 414-0470 or message me below!

Download our !