Ruoff Mortgage
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Dan Nicholas

Senior Loan Officer

NMLS: 502373

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Dan

98.66%

Customer Satisfaction Score.

Scotsman GuideRuoff Experience Award WinnerPresident's Club

Awards

Proudly serving Indiana

Meet our happy homeowners***

View All Testimonials

Efrem M.

Camby, IN, Apr 14, 2024, 3:26 PM

This has been a wonderful experience. I contacted Dan on a Sunday evening and asked him for help securing a new home home. He responded immediately and provided exceptional options. He truly works with and for the clients which is hard to find. Thank you Dan. You are a tier above the rest.

Matthew Joseph P.

Avon, IN, Jul 23, 2026, 4:08 PM

I appreciated the industry knowledge and response time as the most valuable part of the buying experience.

Timothy Allen H.

Greencastle, IN, Jul 27, 2026, 4:28 PM

Dan was awesome 10

Grace Melinda M.

Avon, IN, Jul 22, 2026, 4:27 AM

My agent was very helpful and very understanding with my work schedule.

Bryon Edward R.

Indianapolis, IN, Jul 17, 2026, 8:05 PM

Home buying is stressful, but Dan did a fantastic job of keeping up informed of the process, keeping us up to date, and working above and beyond expectations when we hit a bit of a curve ball . We appreciate all he did for us during this process

Julianna Sophia C.

Avon, IN, Jul 7, 2026, 3:18 PM

Dan was absolutely amazing! He was incredibly helpful and supportive through the entire process.

Gabriel E.

Avon, IN, Jul 4, 2026, 5:30 PM

Fast response

Efrem M.

Camby, IN, Apr 14, 2024, 3:26 PM

This has been a wonderful experience. I contacted Dan on a Sunday evening and asked him for help securing a new home home. He responded immediately and provided exceptional options. He truly works with and for the clients which is hard to find. Thank you Dan. You are a tier above the rest.

Matthew Joseph P.

Avon, IN, Jul 23, 2026, 4:08 PM

I appreciated the industry knowledge and response time as the most valuable part of the buying experience.

Timothy Allen H.

Greencastle, IN, Jul 27, 2026, 4:28 PM

Dan was awesome 10

Grace Melinda M.

Avon, IN, Jul 22, 2026, 4:27 AM

My agent was very helpful and very understanding with my work schedule.

Bryon Edward R.

Indianapolis, IN, Jul 17, 2026, 8:05 PM

Home buying is stressful, but Dan did a fantastic job of keeping up informed of the process, keeping us up to date, and working above and beyond expectations when we hit a bit of a curve ball . We appreciate all he did for us during this process

Julianna Sophia C.

Avon, IN, Jul 7, 2026, 3:18 PM

Dan was absolutely amazing! He was incredibly helpful and supportive through the entire process.

Gabriel E.

Avon, IN, Jul 4, 2026, 5:30 PM

Fast response

Christina Ann K.

Camby, IN, Jun 26, 2026, 4:46 PM

Being a first time home buyer I was extremely nervous and they made the process very easy and understandable.

Lesa Elaine S.

Avon, IN, May 10, 2026, 3:25 PM

I am thankful for for the knowledge and expertise of the mortage team at Rouoff. This is the first time I have purchased a home. The process was made easier with the use of Loan Butler. I was always kept abreast of changes and what the next step was. I would like to thank the Rouoff Team for their time and helping me through the sometimes stressful mortgage application for my home loan. I would like to give a special thanks to Dan Nicholas for always being there to answer all of my MANY questions! He was very reassuring when I was overwhelmed and didn't think I could do this. I would not have been able to do it without you Dan! You really earned the title "Dan the Mortage Man".

Benjamin David B.

Indianapolis, IN, Apr 15, 2026, 4:41 PM

Dan was great to work with!! He was very attentive to details and provided me good feedback and recommendations throughtout the entire process. I had heard that buying a home can be stressful and at times and it was. But Dan made it as easy as possible for my first time buying a home! So gratful and I highly recommend Ruoff Mortage.

Beatrice C. S.

NINEVEH, IN, Apr 12, 2026, 3:35 PM

Dan is a very knowledgeable and talented loan officer. This is the best experience I have ever had buying a home. I will use him for all my future purchases. Absolutely amazing.

Samuel M H.

Indianapolis, IN, Apr 11, 2026, 5:09 PM

Excellent!

Reggie D D.

Fillmore, IN, Apr 6, 2026, 9:13 PM

Always Very Well pleased with Dan Couldn't ask for a better person to do my refinance. Will do again with him . 👍

Richard B.

BROWNSBURG, IN, Mar 6, 2026, 4:46 PM

Dan supported me through a scary process. He truly cared about me and my situation. He was always there when I needed him, all the way to showing up at the closing when I didn't expect him to.

Christina Ann K.

Camby, IN, Jun 26, 2026, 4:46 PM

Being a first time home buyer I was extremely nervous and they made the process very easy and understandable.

Lesa Elaine S.

Avon, IN, May 10, 2026, 3:25 PM

I am thankful for for the knowledge and expertise of the mortage team at Rouoff. This is the first time I have purchased a home. The process was made easier with the use of Loan Butler. I was always kept abreast of changes and what the next step was. I would like to thank the Rouoff Team for their time and helping me through the sometimes stressful mortgage application for my home loan. I would like to give a special thanks to Dan Nicholas for always being there to answer all of my MANY questions! He was very reassuring when I was overwhelmed and didn't think I could do this. I would not have been able to do it without you Dan! You really earned the title "Dan the Mortage Man".

Benjamin David B.

Indianapolis, IN, Apr 15, 2026, 4:41 PM

Dan was great to work with!! He was very attentive to details and provided me good feedback and recommendations throughtout the entire process. I had heard that buying a home can be stressful and at times and it was. But Dan made it as easy as possible for my first time buying a home! So gratful and I highly recommend Ruoff Mortage.

Beatrice C. S.

NINEVEH, IN, Apr 12, 2026, 3:35 PM

Dan is a very knowledgeable and talented loan officer. This is the best experience I have ever had buying a home. I will use him for all my future purchases. Absolutely amazing.

Samuel M H.

Indianapolis, IN, Apr 11, 2026, 5:09 PM

Excellent!

Reggie D D.

Fillmore, IN, Apr 6, 2026, 9:13 PM

Always Very Well pleased with Dan Couldn't ask for a better person to do my refinance. Will do again with him . 👍

Richard B.

BROWNSBURG, IN, Mar 6, 2026, 4:46 PM

Dan supported me through a scary process. He truly cared about me and my situation. He was always there when I needed him, all the way to showing up at the closing when I didn't expect him to.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Dan Nicholas

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

President's Club

President's Club

6x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.