Hi. I’m Dave, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.
Available after hours & weekends: call 260.579.6767 or davec@ruoff.com
Based on quarterly 98% or better third party customer satisfaction survey data
Hello.
I am dedicated to helping my clients successfully navigate the home buying process.Since no two applications are alike, I like to take the time to work with the applicant to find the loan product that will best suit their needs.I especially enjoy working with first time home buyers.I love taking the time to sit down with them and go over the mortgage process and to make sure that not only are their questions answered but that they are totally comfortable with the process.This helps to take a lot of stress out of the whole home buying experience.
When I am not doing mortgages I enjoy spending time with my family.We especially enjoy traveling and I have been to some interesting places over the last several years.In the past, I have enjoyed playing softball and when time allows I like to get in a round of golf, yet, spending an evening at home with the family playing a game or watching a movie is a great reward.
My experience...
I joined Ruoff Home Mortgage in 2013 and I have had the best experience since doing so.My philosophies of giving every client great service and to make the home buying experience as stress-free as possible are made possible by the great colleagues that I am honored to work with.
I have dedicated myself to providing the best service possible and this can’t be done just working 9-5, Monday thru Friday.I keep my lines of communication open and always respond to every message, email or text as I believe that communication is one the most important aspects of my job!And because I believe the best experience comes from a face to face meeting, I make myself available to meet with clients in the evenings and weekends.
Step Ahead
Confirm your home financing options ahead of schedule
Loans That End in "A"
Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.
One time Close, New Construction Program
Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.
IHCDA Programs
Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.
Client Testimonials
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Taylor H.
Dave was incredibly friendly and inviting and he obviously knew his stuff. As first-time home buyers we were nervous about the process, but Dave helped make sense of things and made sure we were comfortable before moving on to each new step. -
Crystal D.
I really liked how Dave was on point with either called me back, or emails, or text messages. The worst thing to me is not getting a response with an issue or question I may have and he did great with that!! -
Susan M.
I found Dave to be very helpful, informative and professional. As a single woman who doesn't know a lot about mortgages, he helped guide me through the paperwork and explained all the details and questions I asked. -
Austin B.
Dave was truly amazing! Very responsive to my questions and did not hesitate to explain everything in great detail. Dave made Ruoff a fantastic experience. -
Leah D.
Dave was awesome at returning my calls or questions and making me feel comfortable and safe with such a huge step in my life. -
Becky B.
Dave worked really hard on getting my mortgage approved. He went the extra mile, to the court house to get a federal lien removed. He treated me like he knew me, not like numbers on a piece of paper. -
Seth D.
I'm a younger person and this was my first home purchase. Dave did a great job of explaining everything and if I didn't understand, he would put it in simpler terms. He was very warm, halfway through our first meeting I felt like I had known him for years! He was extremely easy to talk to. Also, I could tell he enjoys his job. He was absolutely fantastic. I will recommend him to everyone I know!