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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Dave Scully
Picture of Dave Scully

Hi, I'm Dave!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

98.38% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Dave!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

98.38% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • The online portal was super easy to use and upload documents, sign documents. The entire team communicated quickly throughout the entire process. Dave and Megan were wonderful to work with, they were very personable and quick to respond.

    Christine H, happy client
  • Dave and his team were very helpful throughout the process. Dave is extremely knowledgeable, professional, and consistent. I would recommend Dave to my friends, family & clients.

    Sydney M, happy client
  • Communication was superb. I felt overwhelmed with the thought of starting this process and was absolutely shocked at how seamless it went. I had a lot of questions that felt silly-but they were so patient and kind with us.

    Julie H, happy client
  • From the application to the closing everything went smoothly and Dave was always there to answer any and all questions and I had a lot of them.

    Ronald T, happy client
  • Dave is very thorough and trust worthy! I have been extremely satisfied with his excellent service! Thank you!

    Marsha H, happy client
  • Dave Scully is top-notch. Always available, knowledgeable, and easy to deal with. I would recommend to anyone to call Dave for mortgages.

    Brian P, happy client
  • Communication was great! Staff very friendly and was easy to work with.

    Ludina H, happy client
  • Dave was super communicative even well outside business hours for all my panicky questions and helped me understand the mortgage process. Everything was wrapped up and ready to go long before closing day, which put my mind at ease.

    Lily D, happy client
  • Dave and his assistant were a pleasure to work with.

    Christopher M, happy client
  • Dave is a straight shooter that helped me navigate a challenging credit situation. He is an expert!

    David H, happy client
  • I was informed really quick and Dave and his crew were so fast and had me worry-free.

    David B, happy client
  • I was so amazed at how easy Ruoff has made this process. Every time I reached out with a question Dave and Megan were available and provided me an answer quickly.

    Katie F, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 513.633.8476 or message me below!

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