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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Dave Scully
Picture of Dave Scully

Hi, I'm Dave!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

96.00% Customer Satisfaction Rating

Hi, I'm Dave!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

96.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Dave Skully was fantastic. Truly customer service driven and always there for a call. Seriously, he called me back from somewhere in the Caribbean and spent a considerable amount of time talking me through our loan. He would reply to texts and phone calls within minutes and he explained things so well that during the pandemic we still felt confident in our loan process and the folks managing it for us. Pat was great as well and very helpful with all the info needed.

    Brian K, happy client
  • Refinanced for 15 years. It was faster than I expected.

    David B, happy client
  • We were ready to refinance with another firm that had rates slightly less than rates offered by Ruoff. After speaking with Dave Scully, we decided to complete the refinance with Ruoff due to a great experience in our home financing in 2019. Dave was great to work with on both loans.

    John C, happy client
  • Everyone was very personal and welcoming in the office. Thank you all

    Todd W, happy client
  • Dave was very easy to talk to, knowledgeable and made my first time loan experience very easy

    Eric G, happy client
  • Dave is the best at keeping us informed on what we need to do to get the closing on schedule. We will recommend him to everyone we know that is looking to buy a house!

    Daniel D, happy client
  • Dave was great to work with.

    John H, happy client
  • Always available. I love that.

    Teri G, happy client
  • Dave couldn't have been more helpful. He was extremely knowledgable and patient with my wife and me. He took the time to explain the process and walked us through.

    Christopher G, happy client
  • After my last lender failed to do their job, Dave and his team went into high gear and got the job done - in spite of the failures at my other lender. Well done Pat Perkins and Dave Scully

    David M, happy client
  • Dave Scully and his team was amazing with their speed, communication and knowledge of process!

    Michael M, happy client
  • I was kept informed every step of the way. My questions were answered thoroughly.

    Brenda P, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (513) 633-8476 or message me below!

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