Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Dave Scully
Picture of Dave Scully

Hi, I'm Dave!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

94.83% Customer Satisfaction Rating

Hi, I'm Dave!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

94.83% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I cannot say enough about Dave Scully. The house we ended up purchasing was not your typical home. It was a former 2 story firehouse that was built in the late nineties. Needless to say, comps were difficult to find. On more than on occasion, I called Dave in a slight panic worried we would not get the loan approved (we even talked on a Saturday evening). Dave was quick to point out the facts, talking me off the proverbial ledge. Ten out of ten. Thank you, Dave!!

    Christopher , happy client
  • Dave was always on top of everything from the beginning.

    Ray H, happy client
  • Dave made things very easy on me, from assisting in the loan application process, making files available online, and setting up closing at my house. He was delightful to work with.

    John (Matt) B, happy client
  • Response times to calls or emails were great. Dave was great from start to finish!!

    Ronnie F, happy client
  • Everything went smoothly. Love working with Dave all the time. Send most of my buyers to him also.

    Michelle H, happy client
  • Dave was so easy to work with. He answered any question or problem I felt I had and was available late in the evening for phone/text responses!

    Micki I, happy client
  • Dave was great. He took the time to explain things we didn't understand.

    Kathy P, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (513) 633-8476 or message me below!

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