I’ve always believed that a mortgage is more than just a transaction; it’s a foundational piece of a family’s financial future. I’ve been with Ruoff Mortgage here in Fort Wayne since 2014, but my commitment to this community goes much deeper than my office walls.

As one half of the Carroll Team, I work side-by-side with my wife, Julie. We’ve been married for over 20 years, and that same level of dedication and partnership is exactly what we bring to our clients. Whether you’re a first-time homebuyer or finally ready to buy or build your forever home, we focus on simple ingredients: clear communication, extreme efficiency, and a plan tailored to your specific goals.

When I’m not at my desk at Ruoff or out meeting with our local real estate partners, you can usually find me at our Crispy Cones franchise on Illinois Road, hitting the gym, or watching sports somewhere. I’m a firm believer in constant improvement, whether that’s hitting a new weight goal or helping a client secure their dream home. My goal is to make the mortgage process as streamlined as possible so you can focus on what really matters: moving in and making memories.