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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
With over two decades of experience in the financial industry, Vice President/Branch Manager J.D. Powell is a dedicated loan officer known for his expertise in navigating the complexities of lending.
Residing in Lawrence County with his wife of 20+ years, Crystal, and their twin daughters, Ava and Adrianna, J.D. takes pride in his personalized approach to client relationships.
He understands that each situation is unique, and takes the time to grasp his clients' goals and challenges. His deep knowledge of various loan products and market trends allows him to offer tailored solutions that best fit their needs.
Outside of work, J.D. enjoys spending quality time with his family—especially being involved in his daughters’ sports and activities, playing golf, fishing, and traveling.
J.D. also serves as a board member for the Boys & Girls Club of Lawrence County and is a member of Mt. Pleasant Christian Church with his family. Whether you’re a first-time homebuyer or a seasoned investor, J.D. Powell is here to guide you every step of the way.
2023
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JD is a great Loan Officer who has helped us with 2 mortgages and they both were very quick to close. This last one, time was very important to us and JD made certain that it closed very quickly. He is very efficient with all that needs to get completed. Thank you Ruoff and JD for our new home 🏠! Mark and Donna Geyer
Donna K G.Bedford, IN, March 10th, 2024 05:14 PM
JD was very knowledgeable and personable, he helped us navigate the mortgage loan process from across the country. He was very patient with us and our plethora of questions throughout the process.
Kristy M Q.Orleans, IN, March 15th, 2024 10:23 AM
Communication, Great attitude and personality. Knowledgeable and friendly.
JONMARK B.Orleans, IN, August 25th, 2025 10:48 AM
JD Powell was great! Highly recommen!
James E L.Oolitic, IN, September 2nd, 2025 11:27 AM
The whole process was easy and straight forward.
Flint M B.BLOOMFIELD, IN, July 15th, 2025 11:26 AM
Great communication answered all of my questions and eased my worry
Brandi K M.Bedford, IN, July 8th, 2025 03:35 PM
JD answered all my questions and kept me informed throughout the process. I appreciated his help.
Amber N C.Williams, IN, June 28th, 2025 11:44 AM
communication was quick and clear and the process was painless!
Ashley B.Ellettsville, IN, May 21st, 2025 11:02 AM
Really kept us updated on all phases, always let us know quick of any changes that needed to be addressed. Always answere any questions we had. Very knowledgeable and professional.
Christina M C.Bedford, IN, April 25th, 2025 04:50 PM
JD was wonderful to work with, was very knowledgeable of his industry, and always was prompt to getting back with me when I had questions. JD is a great asset to Rouff. Thanks for all your help JD, much appreciated sir👊
Kevin D W.Bedford, IN, April 25th, 2025 11:07 AM
J.D never stop chugging through the whole process. He really did a amazing job and I have no complaints. Next time I go to buy or refinanc definitely calling this guy. Way to go J.D and the team.
Bryant A M.Linton, IN, April 10th, 2025 04:24 PM
JD did a great job
Jarrett W T.Bedford, IN, March 23rd, 2025 04:46 PM
Every step of the process exceeded our expectations, we will definitely recommend J.D Powell and Ruoff to all our friends and family.
Jeremy K P.BEDFORD, IN, March 25th, 2025 11:40 AM
The communication through the whole process which helped to fully understand the process we was going through.
Christopher M P.Williams, IN, February 27th, 2025 12:28 PM
very professional. made everything easy
Samuel Wayne O.Bedford, IN, February 25th, 2025 11:05 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.