Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Jeff Lichtenstein
Picture of Jeff Lichtenstein

Hi, I'm Jeff!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.47% Customer Satisfaction Rating

Hi, I'm Jeff!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.47% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Both Jeff and Graham Nadler were so responsive. They took a lot of time to talk with us about the process and go through all the numbers (multiple times). And Graham was an answer-master. I never had to wait more than a couple hours for an email reply.

    Amanda K, happy client
  • Everything on Ruoff's end of the closing went great. Buying and selling a home at the same time is no picnic, but Jeff and Graham made it as painless and as smooth as process as I could have hoped.

    Thaddeus M, happy client
  • The reason I chose Ruoff is because I have used Jeff before. I appreciate his thoroughness and responsiveness.

    Earl D, happy client
  • Jeff and his team were wonderful to work with. They explained everything clearly and were always positive and reassuring through the entire process

    Andrea B, happy client
  • Both Jeff and Graham were very responsive and helped move the process along quickly and efficiently. Overall positive experience.

    Steven H, happy client
  • Jeff is an excellent communicator. He always kept me up to date through out the process.

    Kathryn W, happy client
  • Jeff’s customer service was outstanding! Jeff took the time to help me determine what best fit my needs and inform me of the various options available.

    Jenn P, happy client
  • Jeff has a strong knowledge of options available and quickly provides details required to make intelligent decisions. He always makes himself available and is known in the field. We appreciate his consistent and top-notch work.

    Anthony M, happy client
  • Jeff and his assistant Graham Nadler were both extremely responsive, patient and timely. Your team approach, electronic aides and accuracy made this financial decision easy to achieve. We thank them and their associates.

    Leslie J, happy client
  • Jeff's expertise, his customer service, going the extra mile for us...we cannot sing enough praises for Jeff and Graham.

    Jim and Judy G, happy client
  • I liked the online portal and forms option. Knowing where we were at in the process with the update notices was nice.

    Jennifer K, happy client
  • Jeff was present at the closing. He's very personable. The professionals at the closing were acquainted and made for a friendlier atmosphere, less anxiety.

    Kiere M, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (614) 354-8284 or message me below!

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