Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Jennifer Reynolds
Picture of Jennifer Reynolds

Hi, I'm Jennifer!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.85% Customer Satisfaction Rating

Hi, I'm Jennifer!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.85% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Jennifer helped us with our mortgage the first time around, she did such a great job explaining everything and answering all of our questions. We had tried refinancing before with another company recommended by someone else but never went through with it as there were too many errors and misinformation given. We trust Jennifer, so we decided to give her a call. Wow, what a difference. The process was very smooth, correct information was given, and all our questions were answered. Jennifer is wonderful and I have and will continue to recommend her to anyone needing to refinance their home.

    Heather H, happy client
  • Being a first-time buyer, Jennifer did an amazing job of making sure I understood each step of the process! I can't say thanks enough! She was fantastic!

    Christopher C, happy client
  • Jennifer sent us tons of emails with updates and kept us informed constantly. If I emailed her with a question, it was answered incredibly fast. In fact, I even asked her if she ever sleeps.

    Harry R, happy client
  • Jennifer was very accommodating to our schedule and location needs. She was always prompt and thorough in answering our questions throughout the whole process. We would definitely recommend her to others and use her again in the future!

    Alena B, happy client
  • Communication was always fantastic! It was our first experience buying a home, and Jennifer made sure we knew what every paper and fee were for and why they were important. She made first time home buying less intimidating and easier to manage.

    Deanna H, happy client
  • Jennifer's attention to personalize the whole process was immensely appreciated. She was always available to walk through questions.

    Alicia B, happy client
  • She listened to my ever-changing circumstances. She was non-judgemental about any issue.

    Christy O, happy client
  • Using snap docs was great and eliminated a lot of paperwork!

    Cameron B, happy client
  • Jennifer responded to emails immediately and explained what was necessary very clearly. Other associates that assisted with the process were very quick to respond to emails and questions as well. We're impressed with how Ruoff utilizes technology to manage documents thus "saving the trees!"

    Hector & Carla F, happy client
  • Jennifer made getting a home mortgage simple. She was professional and very personable. I would recommend Jennifer and Ruoff Home Mortgage to my friends and family. Our Real Estate agent stated that she will recommend Ruoff to her clients. Thanks Jennifer, we're very happy with our new home.

    Kim F, happy client
  • I’m a very busy person due to my work schedule. I’m glad Jennifer Reynolds assisted me with her knowledge and expertise. She made sure I understood the process and didn’t hesitate to answer all my questions. She always communicated back with me promptly. The process was done in less than a month. Thanks to all of you because you make my American Dream come true!

    Melba S, happy client
  • We loved working with Jennifer. She was fun to work with and made our first home buying experience seamless and enjoyable! She was organized and made sure we understood the process and the details.

    Precious L, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 407-5703 or message me below!

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