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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I am a Senior Mortgage Loan Officer with Ruoff Mortgage. I like using my knowledge and creativity to help my clients achieve their goals. Every customer is a new experience.
I’ve been happily married for 34 years. My only son just graduated from law school and works in New York City. I enjoy tour biking. For the past 10 years, my brother and I have traveled the country on our bicycles. We carry our clothes, tent, sleeping bags, and other necessities we need with us on our bikes. We have traveled from San Francisco to Los Angeles, Tacoma to Seattle, and Key West to Washington, DC.
It’s important to work with a mortgage loan professional that you can trust to give you honest advice. With my 30 year history in the mortgage industry, I am able to give advice on any mortgage loan products. We will work together to find the right product and solution to all of your financial needs.
2020
2021
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
We're incredibly grateful for John's exceptional support during our home buying journey. His expertise and dedication shone through for the third time, making the mortgage process smooth and stress-free. John's professionalism, attention to detail, and prompt communication make him an invaluable asset. We highly recommend his services to anyone seeking a knowledgeable and reliable mortgage loan officer.
Nicole R M.Oxford, OH, November 22nd, 2023 06:02 PM
Keeping us informed of the progress and having everything accessible made the process less stressful than we’ve had before.
Deborah S S.Loveland, OH, March 23rd, 2024 07:46 PM
John was able to help make our dream come true in buying our first home. My wife and I did not qualify for many of the benifits for first time home buyers however John had the perfect financing option that for our circumstances.
Anthony C Z.Middletown, OH, April 3rd, 2024 04:58 PM
I had a fantastic experience working with John Periatt on my mortgage loan. From the very beginning, John took the time to help me understand my budget and what I could comfortably afford. He was always quick to respond, clear in his communication, and patient with all of my questions—no matter how big or small. What really stood out to me was how supportive and involved he was through every step of the process. I never felt like I was navigating this alone. John made everything feel smooth and stress-free, which is not always easy when dealing with home financing. I was VERY happy with the service and support I received, and I would absolutely recommend John to any of my friends or family. He’s knowledgeable, reliable, and genuinely cares about his clients. Thank you, John!
Jacob T C.Loveland, OH, May 27th, 2025 11:18 AM
John is amazing!
Claudia A.Brookville, OH, May 20th, 2025 12:26 PM
Process was easy and quick and John made the process painless.
Thomas C. B.Liberty Township, OH, April 17th, 2025 11:06 AM
Top notch all the way around...
Adam J J.HAMILTON, OH, April 1st, 2025 11:46 AM
John made the process quick and very simple
Wesley J B.Cincinnati, OH, February 9th, 2025 11:11 AM
John and his team are always professional and efficient . Easy to work with, great communication and an easy to use app that keeps you on track and informed . I recommend him to all my clients and can do so with confidence because he has donw done 3 of my personal loans!! Missy Friede, Realtor and Customer
Melissa B F.St. Augustine, FL, November 15th, 2024 11:14 AM
We love working with John. He is kind, knowledgeable, and very helpful throughout the process.
Sarah J H.Oxford, OH, October 21st, 2024 11:03 AM
John went above and beyond and was very helpful.
Andrew M C.Oxford, OH, August 22nd, 2024 12:09 PM
John is awesome to work with. I can't say anything other than he's one of the best professionals (loan officer or otherwise) that I've had to work with. I can't think of a single thing that I could provide as feedback for him to improve, just overall excellent experience.
James S M.Cincinnati, OH, September 30th, 2024 11:31 AM
John Perriat was the best part of the experience- extremely ethical and trustworthy.
Kimberly A. M.Cincinnati, OH, October 3rd, 2024 10:38 PM
Fully listened to my goals and led me towards meeting them.
Sara N D.Cincinnati, OH, September 11th, 2024 07:04 AM
John was extremely helpful and communicative throughout every step of the loan process!
Jordan A M.Cincinnati, OH, September 7th, 2024 01:05 PM
Excellent service
Donna H.Cincinnati, OH, August 3rd, 2024 03:11 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.