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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of John Periatt
Picture of John Periatt

Hi, I'm John!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.60% Customer Satisfaction Rating

Hi, I'm John!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.60% Customer Satisfaction Rating

Let me help you get pre-approved today!

I am a Senior Mortgage Loan Officer with Ruoff Mortgage. I like using my knowledge and creativity to help my clients achieve their goals. Every customer is a new experience.

I’ve been happily married for 34 years. My only son just graduated from law school and works in New York City. I enjoy tour biking. For the past 10 years, my brother and I have traveled the country on our bicycles. We carry our clothes, tent, sleeping bags, and other necessities we need with us on our bikes. We have traveled from San Francisco to Los Angeles, Tacoma to Seattle, and Key West to Washington, DC.

It’s important to work with a mortgage loan professional that you can trust to give you honest advice. With my 30 year history in the mortgage industry, I am able to give advice on any mortgage loan products. We will work together to find the right product and solution to all of your financial needs.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • When John contacted me he had already done all the preliminary analysis and was able to tell me right away what my monthly savings would be if I refinanced. I have worked with John previously and find him to be very knowledgeable and very easy to work with.

    Outi C, happy client
  • John had great customer service and timeliness and was very organized.

    Teresa E, happy client
  • John and his team are exceptionally efficient at what they do. After having unsuccessfully struggled with another bank for a refinance over two months, we could not be happier with how easy the process was through Ruoff!

    Paul S, happy client
  • I am keen on "follow through and follow up" so I did notice that went very well.

    Edward O, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (513) 382-4319 or message me below!

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