John was very professional and had all the answers to my questions. Everything went exactly as he promised it would! The whole process was seamless and even surpassed my expectations. From start to finish we closed in only 3 weeks. John was calm and made me feel relaxed throughout the whole process. I was surprised how quickly the underwriters responded to my loan app. Thank you to the whole Ruoff team who contributed to completing my mortgage! Great Job!

I loved that John Periatt reached out to me regarding doing a refinance. He guided me on how to build my credit just like he did when he helped us purchase our home. He also pointed out my insurance rate was high and I was able to get that lowered as well.

Went the extra mile to get things completed in a timely manner! John is an exceptionally great person who cares about his customers! Very thankful for John and Djoni, they were speedy in the process, had less than 30 days to close and they both worked to make it happen.

John and I have worked together for almost 5 years and I’ve never been disappointed!! He is timely, knowledgeable, and very interested in making sure the client finds the right loan option for them. He’s amazing!

I was happy with the initial consult with John and the entire process that followed. I don't think there is anything you could've done better.

I’ve dealt with John before. He is very thorough, professional as well as friendly. He was very good at keeping me informed throughout the process. A job well done.

John is fantastic. He took the time to walk us through everything and answered questions quickly. He was also able to run different numbers for us to help us make an informed decision.

I absolutely would recommend John and Ruoff! They are professional, quick, definitely impressive! Took the stress out of buying! The very best around!

John did not just treat me as a mere customer but instantly built a family type of relationship with me. I really appreciate all his advice and breaking down the numbers to me way ahead of time for me to understand each figure on my contract. John was also readily available to talk to me via phone or through email at any time.

This was the second time we've worked with John. The first was when we bought our house 3 years ago, and this time when we refinanced the mortgage. Once again, John was fabulous to work with. He explained how refinancing would work, from start to finish, and always kept us aware of where we were in the process and what we needed to do next. I would highly recommend John and Ruoff Mortgage to anyone looking to buy a house or refinance a mortgage.

John went above and beyond to help answer my questions and to keep me up to date on the process. Very trustworthy and friendly!

When John contacted me he had already done all the preliminary analysis and was able to tell me right away what my monthly savings would be if I refinanced. I have worked with John previously and find him to be very knowledgeable and very easy to work with.