Picture of

What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of John Runge
Picture of John Runge

Hi, I'm John!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm John!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

I began my career in lending in 1985 in the area of consumer finance. During that time I was engaged in Branch Management for a financial services company and opened three branches for them. In 2000, I left consumer finance and started to focus solely on mortgages. I specialize in all the major conforming mortgage products and have additional expertise in down payment assistance programs and first time homebuyers.

I'm a military veteran of 22 years. I started in the US Marines in 1980 and ended my career in 2004 holding the rank of Command Sergeant Major in the Army National Guard. During that time, I was deployed to Lebanon in 1983 and to Iraq in 2003. I also spent 10 years as a volunteer for the Department of Defense helping Guardsman and Reservists maintain quality employment.

I believe in giving back to the community, so I'm also engaged as an affiliate member of the UPSTAR Association of Realtors through Ruoff Mortgage and received the Affiliate of the year honors in 2012. Again in 2014, I received the UPSTAR award for special projects for my help in building a new home for a disabled veteran. In 2015, I was awarded the Fraternal Order of Police Business Award for my work in raising funds and awareness of police initiatives such as Helmets for Kids, Victims Assistance and Shop with a Cop for Christmas. I also participate in several Veterans related organizations. I'm an active member of the American Legion and the VFW. I've also contributed efforts with the local Shrine.

Let 30 years in the business help you obtain the keys to your home!

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • John was exceptional, answering questions quickly and comprehensively. He always made sure I understood the process and kept me informed each step of the way. When we hit some hurdles, he listened to my ideas and explained how we would approach issues. I highly recommend John and plan to refer any friends or family to him in the future.

    Christian S, happy client
  • Working with John was really great because he is very knowledgeable about the VA loan process. Also, he works with the FWPD, and it's wonderful to work with someone who supports my previous career and my husband's career.

    Deidre K, happy client
  • From start to finish, John's service was top-notch. He checked-in with me regularly to see if I had any questions and provided milestone updates, which put my mind at ease throughout the loan process. And, to my surprise, John attended my closing to help me celebrate the purchase of my new home!

    Tina S, happy client
  • We went from being unsure of whether or not we could even obtain a mortgage to obtaining a mortgage, finding a home and closing within 1 1/2 months. John and your staff went over and above and 'made it happen' for us!!

    Robin & Tim C, happy client
  • John was very knowledgeable. As a first time home buyer, he had a lot of patience with the things I had no clue about. Very professional and very polite. Would refer him to anyone I know without any hesitation.

    Kyle D, happy client
  • John was great and took care of everything. There were a couple of things last minute that popped up, but he took care of them so we could still close on time. John is wonderful to work with!

    Brooks T, happy client
  • I worked directly with John. He was always available (including one late night) to support us and make sure everything was done in our time frame.

    Hannah G, happy client
  • John Runge went beyond the call of duty. His knowledge and expertise are exceptional. He's very friendly fun and businesslike. I would definitely recommend John to all my friends and acquaintances. He's tops in my book.

    Elaine M, happy client
  • John understood that since I was out of town I would need a little more guidance than a local buyer. I am also not good with the computer, but he was patient and supportive when needed.

    Maryann V, happy client
  • The communication is unreal. Every question I had, John had the answer. When I contacted him for anything, he was right on top of things. Unbelievable service!

    Ron C, happy client
  • Keeping us updated on the status of the loan and information needed was a great help. It was good to know where we were in the whole process from day to day. John was on top of emails and answered questions we had very quickly.

    Beth F, happy client
  • From start to finish this process was much better then I expected. John is a first-rate professional and I got very lucky having him as my representative during the loan process.

    Jay W, happy client

Why should you choose Ruoff?

59

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (260) 437-1353 or message me below!

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