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Picture of Justin Epure
Picture of Justin Epure

Hi, I'm Justin!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.60% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Justin!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.60% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    Justin is the Apex Predator of loan officers…that’s the only way I can describe my experience. He was efficient and quick to respond like the T-Rex when he hears a stampede of Ostriches pounding through the forest. He quickly answered any of my calls and closed on my loan so fast I forgot to pack!! 10/10 would recommend!

    Melanie N C.

    ODESSA, TX, November 13th, 2023 03:51 PM

  • 5.0
    Rating source icon

    Great experience overall

    Sarah C C.

    Loveland, OH, July 9th, 2024 11:01 AM

  • 5.0
    Rating source icon

    Justin is amazing. He is a guy that truly knows what he’s doing while also being very easy to talk to, responsive, and efficient. Highly recommend and will be using again and again.

    Joseph M C.

    Loveland, OH, July 6th, 2024 11:11 AM

  • 5.0
    Rating source icon

    Justin was great to work with. He was extremely professional and knowledgeable. Had an amazing experience working with him.

    Samya Adeeva I.

    Middletown, OH, May 31st, 2024 01:11 AM

  • 5.0
    Rating source icon

    Communication

    Michael L W.

    MASON, OH, March 21st, 2024 12:35 PM

  • 5.0
    Rating source icon

    Justin was on top of the process and was very quick to respond to any question I had. He makes you feel like you are a top priority.

    Kristopher A C.

    Cincinnati, OH, March 6th, 2024 02:22 PM

  • 5.0
    Rating source icon

    Justin was great to work with when our offer needed to be changed to be without a contingency. He was able to make our preapproval happen without the contingency to get our offer accepted in a timely manner.

    Chelsea C.

    March 14th, 2023 05:15 AM

  • 5.0
    Rating source icon

    I had the pleasure of working with Justin as our loan officer for our family's new condo, and I cannot praise him enough. From start to finish, Justin displayed exceptional professionalism, knowledge, and attention to detail. He guided us through the entire loan process seamlessly, answering every question and addressing any concerns along the way. Justin's expertise and efficiency made the experience stress-free, and he secured us a fantastic interest rate. His friendly demeanor and genuine commitment to helping us achieve our dream home made him a pleasure to work with. I highly recommend Justin to anyone seeking a reliable and trustworthy loan officer.

    Michael D W.

    Estero, FL, June 7th, 2023 02:49 PM

  • 5.0
    Rating source icon

    Justin and Devin were great to work with, told us exactly what we needed and were able to talk with updates at all times. The loan process and getting into our first home was super smooth and easy! We are new homeowners so they answered every single question we had. Thank you Justin!!!

    Alaina M B.

    Hamilton, OH, January 30th, 2024 11:13 AM

  • 5.0
    Rating source icon

    Good communication

    Madalyn R H.

    West Harrison, IN, January 14th, 2024 11:28 AM

  • 5.0
    Rating source icon

    Everyone was Great

    Ahpashionata A.

    Fairfield, OH, December 7th, 2023 01:51 PM

  • 5.0
    Rating source icon

    Justin and his team made this process very easy and smooth. Highly recommend working with this group.

    Matt J S.

    Cincinnati, OH, November 16th, 2023 11:01 AM

  • 5.0
    Rating source icon

    Clear and honest communication with a transparent process. Wouldn’t want to work with anyone else.

    John W R.

    TIPP CITY, OH, October 30th, 2023 11:14 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 513.264.2578 or message me below!

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