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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Karan Rastall
Picture of Karan Rastall

Hi, I'm Karan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Karan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Karan made a very stressful time in my life more manageable. She was always quick to return my calls or texts. Answering all my questions that arose. I really couldn’t have asked for a more helpful person to work with. I’ve already recommended her to a few people at work, and will continue to do so!

    Catherine B, happy client
  • Karan worked with me in a very professional manner. She collated information in an easy-to-understand format which I appreciated since finances are not my strong suit. She was kind and patient.

    Angela A, happy client
  • Wonderful easy experience.

    Kaylee M, happy client
  • Karan was extremely responsive and knowledgeable. She made things so easy for us during this process. We had a lot of questions as first-time homebuyers and she did a great job educating us about the costs of a mortgage.

    Bradley S, happy client
  • Karan was quick, efficient, and knowledgeable. She made the entire process easy for us.

    Samantha M, happy client
  • Karan kept in constant contact with us as the loan process progressed, and she worked very well with us when our closing extended past our original rate lock period.

    Gregory S, happy client
  • Karan is a great loan officer, she was very knowledgeable and helpful throughout our home buying process.

    Colton D, happy client
  • During this pandemic, we were worried about how the entire process would go. Karan and her team stayed on top of everything and kept us informed daily. During a trying time, they made this experience amazing for us and I will highly recommend her to anyone looking to buy a new home!

    Justin D, happy client
  • Karan is just fantastic to work with. She is professional and responsive to a fault and was able to accommodate every detail that came up during the process to make this an easy and stress-free experience for our family.

    Nathaniel D, happy client
  • Did a great job of walking us through the process, keeping us informed, and helping us get to the next step!

    Shane F, happy client
  • I felt that Ruoff did a very thorough job of keeping me up-to-date on the necessary steps needed to be taken along the way. The company staff was professional and friendly.

    Joyce W, happy client
  • The online portal was easy to navigate, and the regular emails were great reminders about what we needed to do or what we could expect.

    Erica P, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.606.7653 or message me below!

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