Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Karan Rastall
Picture of Karan Rastall

Hi, I'm Karan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Karan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Great communication with Karan and her assistant Jennifer. Both were very helpful and one of them was always available to help me and speed things along during a tight closing schedule. Especially after another lender caused me huge headaches, Karan and Jennifer recovered the fumble and saved my home purchase. Very grateful for all of their help. Really made me feel like I was their only customer.

    Anthony L, happy client
  • We had a great experience working with Karan. She was professional, knowledgeable and put us at ease right away. She responded to our questions and concerns without delay—the process went very smoothly.

    Pam S, happy client
  • Karan was exceptional. What I liked the best was how she always took the time to explain everything in detail. We had a lot of questions.

    Christine W, happy client
  • Great communication, exceptional customer service, fantastic relationship building with quality service.

    Rebecca B, happy client
  • Karan was very attentive and responsive to the entire process. Very happy with our experience of purchasing a home.

    Jessica P, happy client
  • Karan's quick responses to any and all of my questions or concerns were completely amazing and a blessing. She really made buying a new home relaxing.

    Jessica B, happy client
  • Karan was so good at helping us understand the process and making sure everything ran smoothly.

    Courtney S, happy client
  • This was my first home buying experience, and Karan was very patient and willing to answer all my questions in depth.

    Jessica C, happy client
  • Efficient at answering any questions at any point in the day. Always had a reply within the hour!

    Travis H, happy client
  • Karan was always quick to answer any questions I might have, even if it was late at night or on a weekend. She's knowledgeable, courteous, and just an all-around pleasure to work with!

    Charles C, happy client
  • The organization blew us away. We originally started at another loan agency and the difference was night and day. Every step was clearly documented and explained.

    Kevin C, happy client
  • Karan was very organized, responsive, and professional. She listened when I asked about a product she wasn't familiar with, and did some research to find out Ruoff could offer it and it would be perfect for us. I was confident things would go well with someone like her in charge!

    Ann A, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (812) 606-7653 or message me below!

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