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Kayla Hudson

Senior Loan Officer

NMLS: 1632044

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Kayla

99.36%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Florida, Indiana, Tennessee

Meet our happy homeowners***

View All Testimonials

Review 1

Elijah N.

Sweetser, IN, Aug 11, 2026, 3:21 PM

5.0

Kayla took calls and texts while on vacation because she knew we were in a tight deadline. without her going above and beyond this entire thing may have fell apart. Personally the best lender agent I've ever dealt with by miles. thank you!

Review 2

MORGAN D.

Kokomo, IN, Aug 11, 2026, 3:04 PM

5.0

Kayla was very responsive and kind during our confusing process. Thank you again, Kayla!

Review 3

Haley R.

Kokomo, IN, Aug 7, 2026, 3:09 PM

5.0

Wveryoke wqs so hellfula helpful and kind when we were buying our first home! We of course had so many questions and our loan officer Kayka was always quick to respond, kind, and helpful through the whole process.

Review 4

Rolando S.

Kokomo, IN, Aug 6, 2026, 2:16 PM

5.0

Kayla was excellent with notifying me and keeping me updated. She was very professional and kind. We loved working with

Review 5

Tifanee A.

Kokomo, IN, Dec 15, 2022, 10:34 PM

5.0

Awesome 👏

Review 6

Carina F.

Kokomo, IN, Dec 16, 2022, 8:20 AM

5.0

Great service and communication!

Review 1

Elijah N.

Sweetser, IN, Aug 11, 2026, 3:21 PM

5.0

Kayla took calls and texts while on vacation because she knew we were in a tight deadline. without her going above and beyond this entire thing may have fell apart. Personally the best lender agent I've ever dealt with by miles. thank you!

Review 2

MORGAN D.

Kokomo, IN, Aug 11, 2026, 3:04 PM

5.0

Kayla was very responsive and kind during our confusing process. Thank you again, Kayla!

Review 3

Haley R.

Kokomo, IN, Aug 7, 2026, 3:09 PM

5.0

Wveryoke wqs so hellfula helpful and kind when we were buying our first home! We of course had so many questions and our loan officer Kayka was always quick to respond, kind, and helpful through the whole process.

Review 4

Rolando S.

Kokomo, IN, Aug 6, 2026, 2:16 PM

5.0

Kayla was excellent with notifying me and keeping me updated. She was very professional and kind. We loved working with

Review 5

Tifanee A.

Kokomo, IN, Dec 15, 2022, 10:34 PM

5.0

Awesome 👏

Review 6

Carina F.

Kokomo, IN, Dec 16, 2022, 8:20 AM

5.0

Great service and communication!

Review 7

Kimberley Z.

Kokomo, IN, May 27, 2023, 12:26 PM

5.0

Kayla kept us informed and was very responsive. This was a very smooth process from beginning to end.

Review 8

Taylor B.

Tipton, IN, Aug 18, 2023, 10:40 PM

5.0

As first time homebuyers, we had so many questions that Kayla answered expertly and thoroughly. She is a very personable loan officer and we look forward to working with her going forward.

Review 9

Jared S.

Kokomo, IN, Sep 29, 2023, 9:19 PM

5.0

Kayla Hudson is hands down the best at her Job She has always went above and beyond to help me with my house buying experience! She always had the answer to any question I ever had and responds quicker than you can even imagine! Highly appreciate everything she has done for me.

Review 10

Andrew V.

Cape Coral, FL, Nov 16, 2023, 8:26 PM

5.0

Great service!!!!

Review 11

Travis B.

Tipton, IN, Nov 21, 2023, 8:44 PM

5.0

To me communication is everything, Kayla stayed in touch with us all the through the process. She was great to work with!!

Review 12

Janelle B.

Tipton, IN, Nov 22, 2023, 12:08 AM

5.0

Kayla was great start! She walked us through everything step by step. Always willing to answer any questions!

Review 13

Hannah B.

Kokomo, IN, Oct 27, 2022, 9:47 PM

5.0

Kayla was quick to respond and very kind in our refinancing! Willing to answer all my questions whether they were big or small. She helped us get the very most out of our financial decisions, and made the process from application to closing so smooth. It was a pleasure to work with her and Movement Mortgage.

Review 7

Kimberley Z.

Kokomo, IN, May 27, 2023, 12:26 PM

5.0

Kayla kept us informed and was very responsive. This was a very smooth process from beginning to end.

Review 8

Taylor B.

Tipton, IN, Aug 18, 2023, 10:40 PM

5.0

As first time homebuyers, we had so many questions that Kayla answered expertly and thoroughly. She is a very personable loan officer and we look forward to working with her going forward.

Review 9

Jared S.

Kokomo, IN, Sep 29, 2023, 9:19 PM

5.0

Kayla Hudson is hands down the best at her Job She has always went above and beyond to help me with my house buying experience! She always had the answer to any question I ever had and responds quicker than you can even imagine! Highly appreciate everything she has done for me.

Review 10

Andrew V.

Cape Coral, FL, Nov 16, 2023, 8:26 PM

5.0

Great service!!!!

Review 11

Travis B.

Tipton, IN, Nov 21, 2023, 8:44 PM

5.0

To me communication is everything, Kayla stayed in touch with us all the through the process. She was great to work with!!

Review 12

Janelle B.

Tipton, IN, Nov 22, 2023, 12:08 AM

5.0

Kayla was great start! She walked us through everything step by step. Always willing to answer any questions!

Review 13

Hannah B.

Kokomo, IN, Oct 27, 2022, 9:47 PM

5.0

Kayla was quick to respond and very kind in our refinancing! Willing to answer all my questions whether they were big or small. She helped us get the very most out of our financial decisions, and made the process from application to closing so smooth. It was a pleasure to work with her and Movement Mortgage.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Kayla Hudson

A Bit About Me

As a Senior Loan Officer at Ruoff Mortgage, I'm passionate about helping people achieve homeownership. My role goes beyond financing—I'm also a financial educator, helping clients understand credit, budgeting, and mortgage options so they can make confident decisions. Every borrower has unique goals, and I take pride in providing honest guidance and personalized solutions. Before joining Ruoff, I spent 11 years at a credit union, building a strong foundation in financial services and customer relationships. My greatest reward is handing clients the keys to their new home and knowing I helped make that milestone possible.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Indiana, Tennessee

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.