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Kayla Hudson | NMLS: 1632044

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff, my role goes beyond just processing loans. I don’t just evaluate financial documents, but am a financial educator, helping my clients to understand and navigate the borrowing process with confidence and responsibility. The most rewarding part of my career is seeing the joy on my borrowers' faces at closing, knowing that I helped make their homeownership dreams come true.

One aspect of my role that might surprise people is my role as a financial educator. I believe in going the extra mile to assist individuals needing guidance on budgeting, credit improvement, or better financial management. Every loan is unique, and I strive to help my clients make informed decisions.

Before joining Ruoff, I spent 11 years at a credit union, starting as a teller and progressing to a Member Service Representative. This experience laid the foundation for my understanding of financial services, which I now apply in the mortgage industry.

In my six years in the mortgage industry, I've specialized in various mortgage products, including Conventional, FHA, VA, USDA, and various down payment assistance programs. My goal is to make the homebuying or refinancing process as smooth as possible for my clients.

In my spare time, I enjoy the simple pleasures of life — spending time with family and friends, going fishing, and immersing myself in a good book. Coffee is my morning motivation, and I make time to volunteer throughout the year at various community organizations.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Kayla made the experience very easy even with this being my first attempt at purchasing a home. She was patient and certainly went over/beyond to assist me. I would definitely recommend Kayla to anyone wanting a sweet & easy experience!

    Kylun S.

    Greentown, IN, October 25th, 2022 06:10 PM

  • Review 2

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    Kayla was quick to respond and very kind in our refinancing! Willing to answer all my questions whether they were big or small. She helped us get the very most out of our financial decisions, and made the process from application to closing so smooth. It was a pleasure to work with her and Movement Mortgage.

    Hannah B.

    Kokomo, IN, October 27th, 2022 05:47 PM

  • Review 3

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    Kayla was great!

    Ethan B.

    Kokomo, IN, October 27th, 2022 11:06 PM

  • Review 4

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    Kayla is very friendly. When i had questions, she explained everything. Very good at communicating. I definitely recommend her and would go thru her again.

    Summer H.

    Logansport, IN, October 31st, 2022 03:27 PM

  • Review 5

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    Awesome 👏

    Tifanee A.

    Kokomo, IN, December 15th, 2022 05:34 PM

  • Review 6

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    Great service and communication!

    Carina F.

    Kokomo, IN, December 16th, 2022 03:20 AM

  • Review 7

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    Kayla kept us informed and was very responsive. This was a very smooth process from beginning to end.

    Kimberley Z.

    Kokomo, IN, May 27th, 2023 08:26 AM

  • Review 8

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    As first time homebuyers, we had so many questions that Kayla answered expertly and thoroughly. She is a very personable loan officer and we look forward to working with her going forward.

    Taylor B.

    Tipton, IN, August 18th, 2023 06:40 PM

  • Review 9

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    Kayla Hudson is hands down the best at her Job She has always went above and beyond to help me with my house buying experience! She always had the answer to any question I ever had and responds quicker than you can even imagine! Highly appreciate everything she has done for me.

    Jared S.

    Kokomo, IN, September 29th, 2023 05:19 PM

  • Review 10

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    Great service!!!!

    Andrew V.

    Cape Coral, FL, November 16th, 2023 03:26 PM

  • Review 11

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    To me communication is everything, Kayla stayed in touch with us all the through the process. She was great to work with!!

    Travis B.

    Tipton, IN, November 21st, 2023 03:44 PM

  • Review 12

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    Kayla was great start! She walked us through everything step by step. Always willing to answer any questions!

    Janelle B.

    Tipton, IN, November 21st, 2023 07:08 PM

  • Review 13

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    Kayla was great through the whol eprocess. Purchase would not have been possible without her.

    Anthony W F.

    Russiaville, IN, July 1st, 2026 03:00 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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