Kelly Juroff

Hi. I’m Kelly, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 574.302.8210 or

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Kelly Juroff, Senior Loan Officer with Ruoff Home Mortgage since 2012, has worked in the Southwest Michigan Area as a loan officer for over a decade. Specializing in First Time Homebuyers, CRA, Government lending, purchase and refinance mortgage loans, Construction lending and FHA 203K rehabilitation loans.

Born and raised in Niles, MI. Attended Brandywine High School graduating in 1986, attended Southwestern Michigan College, Western Michigan University and Indiana University, graduating with a Bachelor's degree in Finance and Accounting. Kelly married Steve Juroff and together they have 4 daughters, 1 is a junior at University of Kentucky studying Sports Management and another is a junior at Lake Michigan College studying to become a Pediatric Nurse. 6 grandchildren and 1 on the way as well!!

Kelly is licensed in Michigan and Indiana through the NMLS and has worked in the mortgage industry since 2001. She has most recently been a licensed Loan officer with 5/3rd Bank, McGwire Mortgage, Ace Mortgage Funding and Countywide Home Loans.

The newest location in Niles is convenient to areas in the Southwest Michigan/Michiana community and we look forward to working with the local community to provide mortgage loans for many years to come!!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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