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Hello, my name is Kyla. I am the branch manager of the Ruoff Mortgage office in Madison, Indiana. I love helping borrowers find the perfect product to fit their home financing needs. With 27 years of banking experience and 13 years of experience in the mortgage industry, I am equipped with the tools and experience to expertly guide you in selecting the best mortgage option for you. My philosophy as a loan officer is to educate first, serve always, and earn trust. By leading with education, I empower my clients to make confident decisions. I prioritize my clients’ goals to help them achieve homeownership in a way that truly fits their life. I also build trust by being transparent, responsive, and ethical in every interaction. I enjoy educating my clients on the mortgage process and am fulfilled by seeing their homeownership dreams come true. Reach out to me today – I would be honored to be the person you trust to help you reach your homeownership goals.
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Kyla was always quick to respond and very knowledgeable. She kept us up to date with every step and was always so kind.
Kimberly H.Madison, IN, May 22nd, 2026 11:06 AM
Kyla was great to work with! She kept me informed of the status of my loan with every step. She was always available to answer my questions and explained what I didn't understand. I loved the Ruoff loan butler! 10/10 will continue to recomment Kyla to anyone looking for a home loan!
Amanda S.Batesville, IN, May 21st, 2026 09:22 AM
Kyla helped with alot of research for underwriting and helping us find good home insurance. She was always available to answer any questions we had and kept us up to date during every step of the process.
Anthony C.Madison, IN, May 20th, 2026 11:12 AM
Kyla is AMAZING!!! This is the first time ever buying a home for me so I had no idea about any of it. Kyla kept in constant communication with me, giving me updates, keeping me informed. We texted so much during this time that I actually miss hearing from her! I had been working with her since February and we had problems come up but Kyla handled everything for me. I appreciate her so much. Thank you for making this experience memorable!
Jessica O.OSGOOD, IN, April 24th, 2026 01:32 PM
Kyla went above and beyond to get this loan to happen! She explained every step and even when I misunderstand anything, she was patient and re-explained it.
Melinda G.Hanover, IN, April 14th, 2026 01:37 PM
Kyla was very helpful and would recommend her to anyone looking to buy a house
Darrin Lee T.Lexington, IN, March 30th, 2026 11:08 AM
ive known Kyla for years and she's always had a positive attitude and a hard worker
Casey A R.Aurora, IN, March 17th, 2026 11:09 AM
Kyla always answered immediately and helped me in every possible way she could.
Mitchel D. M.Osgood, IN, March 13th, 2026 02:45 PM
Kyla was kind and helped me through the whole process. she always knew the awnsers to any questions I had and if she didn't know them she would figure them out for me. I appreciate the hard work she put in to get me my home.
Ethan Michael S.Madison, IN, March 10th, 2026 11:04 AM
!!!great job team!!!
William J R.Indianapolis, IN, March 5th, 2026 03:15 PM
She did everything possible to secure this and make my dream come true.
Adam O.Osgood, IN, February 26th, 2026 07:29 PM
Quick and easy!!!! Thank you Kyla!!!
Brendan M. O.Madison, IN, February 18th, 2026 11:03 AM
Kyla was super sweet and helpfull she did everything in her power to meet our expectations and make it such a easier process for us , she kept us up to date on everything and always answered back our questions within minutes and made sure that closing went smoothly
Chloe Mae B.Madison, IN, February 10th, 2026 11:25 AM
Branches throughout
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Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.