Ruoff Mortgage Logo
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.

Kyla Henry

VP | Branch Manager

NMLS: 809195

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Kyla

98.09%

Customer Satisfaction Score.

Scotsman Guide AwardPresident's Club Award

Awards

Proudly serving Indiana

Meet our happy homeowners***

View All Testimonials

Review 1

Jason E B.

Dupont, IN, Aug 9, 2026, 7:05 PM

5.0

Friendly, helpful, and very pleasant to work with.

Review 2

Andrew James S.

Cross Plains, IN, Aug 5, 2026, 10:56 PM

5.0

Kyla is great!

Review 3

Scott A D.

Madison, IN, Jul 29, 2026, 3:36 PM

5.0

Kyla was very responsive and engaged throughout the process. All of my questions were answered in a timely manner. The Loan Butler interface was also very easy to use and made it simple to track loan progress.

Review 4

Joshua S W.

Crothersville, IN, Jul 24, 2026, 3:12 PM

5.0

I would recommend Kyla for all your home buying needs! She did a wonderful job with the whole process. Her communication and letting us always know what's going on was amazing! Thank you

Review 5

Rebecca A W.

Crothersville, IN, Jul 21, 2026, 3:04 PM

5.0

Kyla was absolutely amazing and did an amazing job from start to flinsish with us and kept us updated!!

Review 6

William J.

Crothersville, IN, Jul 20, 2026, 3:35 PM

5.0

The quick responsiveness to questions as well as the proactive approach to find the best program possible.

Review 1

Jason E B.

Dupont, IN, Aug 9, 2026, 7:05 PM

5.0

Friendly, helpful, and very pleasant to work with.

Review 2

Andrew James S.

Cross Plains, IN, Aug 5, 2026, 10:56 PM

5.0

Kyla is great!

Review 3

Scott A D.

Madison, IN, Jul 29, 2026, 3:36 PM

5.0

Kyla was very responsive and engaged throughout the process. All of my questions were answered in a timely manner. The Loan Butler interface was also very easy to use and made it simple to track loan progress.

Review 4

Joshua S W.

Crothersville, IN, Jul 24, 2026, 3:12 PM

5.0

I would recommend Kyla for all your home buying needs! She did a wonderful job with the whole process. Her communication and letting us always know what's going on was amazing! Thank you

Review 5

Rebecca A W.

Crothersville, IN, Jul 21, 2026, 3:04 PM

5.0

Kyla was absolutely amazing and did an amazing job from start to flinsish with us and kept us updated!!

Review 6

William J.

Crothersville, IN, Jul 20, 2026, 3:35 PM

5.0

The quick responsiveness to questions as well as the proactive approach to find the best program possible.

Review 7

Trent C. H.

Hanover, IN, Jul 18, 2026, 7:15 PM

5.0

Everything

Review 8

Alan V M.

Madison, IN, Jul 12, 2026, 7:06 PM

5.0

Very helpful with any questions . Best experience ever!

Review 9

Brody B.

Madison, IN, Jul 11, 2026, 7:09 PM

5.0

Kyla was very understanding and super communicative through the whole process! She was the absolute best! Couldn't have asked for anyone better!

Review 10

Casey Lynn H.

Cross Plains, IN, Jun 30, 2026, 3:09 PM

5.0

Kyla was amazing. She took very good care of us. She helped easy all of the stress during this process. We are very grateful for her!

Review 11

Caleb H.

VERSAILLES, IN, Jul 3, 2026, 3:05 PM

5.0

Responding In a timely manner and going theough ever option to help us best understand and making the process smooth

Review 12

Derik Daniel H.

Cross Plains, IN, Jun 30, 2026, 3:15 PM

5.0

Kyla was a wonderful guide through the process. When you buy and sell your home you may only do it once or twice in your lifetime so there are a lot of feelings of confusion and questions. Kyla was able to help us through the process and give us concrete data to help us make our decision. Not to mention, my wife would text, call, and email at all hours and Kyle would respond immediately and that means a lot to a family that is stepping outside their comfort zone somewhat. I would recommend Kyla to all parties exploring the idea of selling or buying a home. Thanks!

Review 13

Jessilyn P.

Dillsboro, IN, May 25, 2026, 3:14 PM

5.0

Kyla is amazing. In the middle of the loan process , life happened and complicated everything, but Kyla was still able to help out with everything and she made the process easier than I ever could have dreamed it could be.

Review 7

Trent C. H.

Hanover, IN, Jul 18, 2026, 7:15 PM

5.0

Everything

Review 8

Alan V M.

Madison, IN, Jul 12, 2026, 7:06 PM

5.0

Very helpful with any questions . Best experience ever!

Review 9

Brody B.

Madison, IN, Jul 11, 2026, 7:09 PM

5.0

Kyla was very understanding and super communicative through the whole process! She was the absolute best! Couldn't have asked for anyone better!

Review 10

Casey Lynn H.

Cross Plains, IN, Jun 30, 2026, 3:09 PM

5.0

Kyla was amazing. She took very good care of us. She helped easy all of the stress during this process. We are very grateful for her!

Review 11

Caleb H.

VERSAILLES, IN, Jul 3, 2026, 3:05 PM

5.0

Responding In a timely manner and going theough ever option to help us best understand and making the process smooth

Review 12

Derik Daniel H.

Cross Plains, IN, Jun 30, 2026, 3:15 PM

5.0

Kyla was a wonderful guide through the process. When you buy and sell your home you may only do it once or twice in your lifetime so there are a lot of feelings of confusion and questions. Kyla was able to help us through the process and give us concrete data to help us make our decision. Not to mention, my wife would text, call, and email at all hours and Kyle would respond immediately and that means a lot to a family that is stepping outside their comfort zone somewhat. I would recommend Kyla to all parties exploring the idea of selling or buying a home. Thanks!

Review 13

Jessilyn P.

Dillsboro, IN, May 25, 2026, 3:14 PM

5.0

Kyla is amazing. In the middle of the loan process , life happened and complicated everything, but Kyla was still able to help out with everything and she made the process easier than I ever could have dreamed it could be.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Kyla Henry

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club Award

President's Club

3x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.