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Picture of Laura Ritchie
Picture of Laura Ritchie

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.65% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.65% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Super helpful! She answered every question we had and made it easy for us to understand.

    Alyssa A K.

    Fort Wayne, IN, November 28th, 2024 05:22 PM

  • Review 2

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    Very knowledgeable and very helpful when we had questions. Kept us up to date on everything and always let us know what our next steps were.

    Micah Isaac K.

    Fort Wayne, IN, November 27th, 2024 03:11 PM

  • Review 3

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    Communication, empathy, easy to work with and felt supported along the journey.

    Richard D R.

    FORT WAYNE, IN, October 28th, 2023 06:27 PM

  • Review 4

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    I highly recommend Laura. She is kind, responsive to questions, and made the loan process simple. She goes beyond the loan application to help you step by step through the loan process. Laura makes you feel comfortable asking questions and always responds promptly. I feel fortunate that she was my guide through this process. Please don’t hesitate to call on Laura for your loan needs!

    Carissa W.

    Fort Wayne, IN, January 5th, 2024 03:44 PM

  • Review 5

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    Always made sure I was in the know and made sure I understood everything! I’ll always go back to Laura

    Cole Allen Edward H.

    HUNTINGTON, IN, February 5th, 2024 11:02 AM

  • Review 6

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    I was nervous about buying a house because I watched my parents deal with an insane amount of stress and mystery problems every other day. This experience had none of that and the team made everything easy including getting me a cheaper car insurance for which I am deeply appreciative!

    Jordan E.

    Huntington, IN, March 29th, 2024 10:54 AM

  • Review 7

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    Laura is the best. 10/10 no notes

    Kristina E E.

    Fort Wayne, IN, April 30th, 2024 11:07 AM

  • Review 8

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    Very helpful and informative.

    David M R.

    Fort Wayne, IN, August 8th, 2024 11:57 AM

  • Review 9

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    It was our first time buying a home and we had no idea where to start. She made the process so easy and understandable. She helped us reach our goals for our credit and helped explain the FHA process. She was so nice and genuine to work with. She would email us and then text us letting us know we got an email for stuff to work on or updates. She always had an answer or was able help us understand things at any time of the day! I would highly recommend Laura to anyone looking for a home!

    Breyanna G.

    Fort Wayne, IN, August 15th, 2024 10:11 PM

  • Review 10

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    Laura was awesome! From our first meeting where she gave us some generalized ideas for looking for homes, to giving us ideas on how to boost credit for better plans and rates, to explaining every line on every paper. We can’t thank her enough for her support during this process. We had our challenges personally but she helped us remain positive and always had a solution. When we decide to upgrade houses in the future we are reaching out to her first!

    bubbajames1996

    Fort Wayne, IN, August 15th, 2024 10:13 PM

  • Review 11

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    With being a first time home buyer Laura was very helpful with the whole loan process. She was very informative about all of the options I could go with and what would be the best option for me.

    Chaylea S.

    Churubusco, IN, August 20th, 2024 10:57 AM

  • Review 12

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    Laura makes this process seem less and works hard to have a great customer experience.

    Christine K R.

    Fort Wayne, IN, August 30th, 2024 10:07 AM

  • Review 13

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    Thank you

    Melissa A M.

    Auburn, IN, November 13th, 2024 02:40 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.433.5356 or message me below!

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