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Picture of Lori Hiscock
Picture of Lori Hiscock

Hi, I'm Lori!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.43% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Lori!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.43% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I started my lending career in 1995 after obtaining my bachelor's degree in Finance from Western Michigan University. Since that time, I have become one of the top mortgage lenders in Michiana, having assisted hundreds of home buyers with selecting the mortgage that best fits their needs.

Based on my solid reputation for excellence, I was honored by my peers and elected as the President of the Mortgage Banker's Association in 2006 and 2007. I have also served my industry by working on the board for the Women's Council of Realtors and on committees for the St. Joseph County Realtors Association.

While I have a true passion for exceeding customer's expectations, I have never lost sight of what really matters to my husband of 25 years and my three treasured children, aged 18, 20, and 22.

When it comes to financing one of the largest assets of your life, working with a committed professional makes all the difference. I have the experience, knowledge, and passion to provide you with a smooth and enjoyable financing experience.

 

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President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Prompt and patient responses to my never ending questions.

    Michael F.

    South Bend, IN, July 6th, 2024 12:20 PM

  • Review 2

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    Easy to follow each step and if I missed something Lori was quick to reach out!

    Sierra L.

    Mishawaka, IN, July 1st, 2024 11:23 AM

  • Review 3

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    Lori did a great job of explaining everything to me throughout the entire process. I never felt out of the loop and was very comfortable knowing that things were being taken care of efficiently without extra effort on my part. I was a little worried about Ruoff not having competitive interest rates since nothing is posted publicly like banks and other lenders but Ruoff ended up with one of the best (if not the best) rate for me. I would highly recommend skipping banks as lenders. Lori and everybody at Ruoff were way more personable than I've experienced with any other company.

    Holly K.

    NAPPANEE, IN, July 6th, 2024 03:06 PM

  • Review 4

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    Overall, experience was great. Great communication and very quick process overall. Home buying can be a stressful process but Lori's quick communication and overall process knowledge put the mortgage process at ease for us.

    Nicholas B.

    South Bend, IN, September 10th, 2024 12:10 PM

  • Review 5

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    It was great and Lori was extraordinary at her job! She was always positive, clear, and prompt with responds/interactions.

    Stephanie L M.

    Granger, IN, September 6th, 2024 06:59 PM

  • Review 6

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    Lori and her team couldn't have been better. They were more than willing and excited to assist us every step of the way, ensuring we understood the process and what to expect. Communication was open and transparent which made the process all the more smooth.

    Garrett W.

    Granger, IN, September 6th, 2024 11:57 AM

  • Review 7

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    The quick process, great communication, and great people to work with!

    Frederick U P.

    Granger, IN, September 4th, 2024 11:14 AM

  • Review 8

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    Everything done with a smile and I never felt like a burden

    Angela M P.

    Granger, IN, September 3rd, 2024 03:36 PM

  • Review 9

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    Lori was responsive, kind, and efficient. I would recommend her over and over.

    Jill M C.

    South Bend, IN, September 1st, 2024 01:24 PM

  • Review 10

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    Lori made this an easy process

    Jesse T H.

    NEW CARLISLE, IN, September 1st, 2024 12:29 PM

  • Review 11

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    Lori is so great, she explained everything so clearly to me and was always fast to get back with me

    Megan M B.

    North Liberty, IN, August 24th, 2024 07:47 PM

  • Review 12

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    Very knowledgeable and quick responses. I was never uncomfortable throughout the process. Lori did a wonderful job.

    Vicky S.

    South Bend, IN, August 16th, 2024 03:37 AM

  • Review 13

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    Quick, Clear, Responsive, Knowledgeable. It could not be simpler.

    Kortney L M.

    South Bend, IN, August 5th, 2024 12:48 PM

  • Review 14

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    Lori and her team were quick to answer questions and ease any concerns I had. Great to work with

    Rebekah A.

    South Bend, IN, August 2nd, 2024 02:41 PM

  • Review 15

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    The whole experience was excellent and Lori was a great help with the whole process. This is our second time working with her and she is a trusted loan officer and only has the best for her clients in mind.

    David W.

    Mishawaka, IN, July 31st, 2024 12:41 PM

  • Review 16

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    The entire process went just as we were told. Very pleased with the results. Job well done!

    Janel W.

    Mishawaka, IN, July 31st, 2024 11:29 AM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 574.707.0196 or message me below!

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