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Picture of Michelle Fry
Picture of Michelle Fry

Hi, I'm Michelle!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Michelle!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Could not be happier with my experience with Michelle! I have recommended her countless times to others throughout my own closing process!

    Courtney B.

    Grove City, OH, July 26th, 2024 05:12 PM

  • Review 2

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    The personal touch that Michelle gave me. It got me through a difficult time!

    Jocelyn T.

    Newark, OH, July 16th, 2024 11:50 AM

  • Review 3

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    I am most appreciative of the quick responses to my questions. Michelle made it feel personalized and reassuring.

    Marc D A.

    Grove City, OH, July 6th, 2024 11:42 AM

  • Review 4

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    Michelle made the whole process very easy. She communicated well and thorough through the entire process. This is my to second time working with Michelle and Ruoff and I recommend them to everyone I know who is looking for a mortgage lender

    Jeremy L N.

    Thornville, OH, July 1st, 2024 11:07 AM

  • Review 5

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    Michelle was great throughout the whole experience. She answered questions quickly and worked great with a variety of changes and things that came up.

    Ariana N. F.

    Columbus, OH, June 18th, 2024 02:06 PM

  • Review 6

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    All the team is excellent I love ❤️ Thanks so much

    Francisco A A.

    Columbus, OH, June 11th, 2024 07:36 AM

  • Review 7

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    Stayed within my timeline to make sure the house closed and ready to move in.

    Phil W.

    Blacklick, OH, June 2nd, 2024 01:32 PM

  • Review 8

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    Michelle worked very hard for us, what stood out the most for us was that she communicated with us after hours when it mattered the most!!

    Dustin T.

    Marion, OH, May 18th, 2024 04:48 PM

  • Review 9

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    We recently had the pleasure of working with Michelle Fry at Ruoff Mortgage during our first home buying process, and we cannot speak highly enough of the exceptional service and support we received. Michelle, was incredibly patient and took the time to explain every step in detail, providing us with valuable insights and advice. Their team was always accessible and responsive, ensuring we were never left in the dark. The entire process was handled smoothly and efficiently! Would recommend Michelle and Ruoff if you are buying a house!

    Faith S.

    Westerville, OH, May 28th, 2024 10:26 PM

  • Review 10

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    Michelle was great! Answered all of my questions and as a first time home buyer I had a lot! She answered my call/text/emails really quickly even if it was early in the morning or late in the evening. The application process was very easy and fast. I love the app. It’s really easy to navigate.

    Joshua M.

    Fort Recovery, OH, May 28th, 2024 06:10 PM

  • Review 11

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    Michelle is always on top of everything from returning to answering all my questions.

    Rebecca A F.

    Galloway, OH, April 29th, 2024 12:32 PM

  • Review 12

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    Michelle and colleges were very polite and considerate of different people. Michelle and colleges were very smart and kept me up to date. I am a older person and no one made me feel inadequate about my computer knowledge. I would recommend Rouff to everyone. Thank you so much, Linda Shriver

    Linda S.

    Newark, OH, April 8th, 2024 03:33 PM

  • Review 13

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    Michelle Fry did a fantastic job. She kept me well informed and up to date and thats saying something since I was probably a problem to begin with, but she smiled and carried on.

    Forest C M.

    BALTIMORE, OH, April 1st, 2024 04:27 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 614.402.1159 or message me below!

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