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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Mike Wise
Picture of Mike Wise

Hi, I'm Mike!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating

Hi, I'm Mike!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I was extremely impressed with Ruoff and Mike Wise and his staff specifically. He was phenomenal throughout the process and very responsive to all of my questions. I felt very reassured knowing that he was handling my mortgage application and guiding me along the way. Everything was transparent and Mike explained each step thoroughly and completely. If I had to do it again, there isn't anywhere else I would go.

    Brianna S, happy client
  • Mike went well out of his way to accommodate me in this process. I can see he really loves what he does. I wish I had employees that would step to the plate like Mike. I am so happy I was able to work with him on this! I don't think he could have done any better. Best customer service/relations that I have ever experienced across the board.

    Ron Gary S, happy client
  • Though Mike let me know of any update before the automatic email came through, the loan updates were especially helpful for the sellers to remain at ease with the process.

    Zach D, happy client
  • Mike responded to calls and emails very well. I was also very relieved that the loan details were explained to me very thoroughly as a first time home buyer.

    Keith J, happy client
  • Mike was very helpful along the way in answering all of our questions and was responsive. Familial atmosphere.

    Nick T, happy client
  • Mike made everything go very smoothly and quickly.

    Judy M, happy client
  • Mike was very thorough throughout the process and kept us well informed every step of the way!

    Randy W, happy client
  • Communication was excellent! Mike is very knowledgeable. He was very easy to talk to and ask as many questions to. Mike was never rushed to get done with our conversation.

    Monica & Fernando S, happy client
  • Mike's communication far exceeded my expectation. He always responded very quickly to any questions I had, and he was so thorough to explain everything to me. He was the best!

    Margaret D, happy client
  • Mike is as professional and helpful as they come!

    Dave L, happy client
  • Mike came to our closing and was very very helpful every time we spoke or emailed. He was very knowledgeable and professional.

    David H, happy client
  • Mike did a great job of explaining every part of the application. He explained things in a way I could understand but also was not patronizing.

    Elizabeth L, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 501-5564 or message me below!

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