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Picture of Pam Lage
Picture of Pam Lage

Hi, I'm Pam!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Hi, I'm Pam!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a senior loan officer at Ruoff, I use my experience and expertise to assist borrowers in selecting a mortgage program that best fits their financial goals and needs. I specialize in conventional, FHA, VA, USDA, and one-time close construction loans. What I love most about my role is learning something new with every client interaction and knowing that I play an integral role in their homebuying journey. All my clients can attest to my professionalism, conscientiousness, compassion, and empathy for their unique situations.

Outside of work, I am a member of the Pay-it-Forward committee, a Putnam County Comprehensive Services board member, a team lead at Transformers Financial, one of the founding board members of Getting Ahead, and a member of the Indiana Mortgage Bankers Association.

My husband and I have two grown children, four grandchildren, and one great-grandson. In addition to our wonderful family, we are proud fur-parents to our German Shepherd, Cash, a ginger cat named Charlie, and our 12 chickens.

I am excited to work with you and guide you through your homebuying journey. Let’s get started!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

71

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.691.4161 or message me below!

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