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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Peggy Alley
Picture of Peggy Alley

Hi, I'm Peggy!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Hi, I'm Peggy!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

I love helping people realize their dream of homeownership. That’s why I’ve been doing it for over 30 years. I understand how to successfully navigate the mortgage loan process to make it as smooth and stress free as possible. I can help you understand your mortgage options so you can choose the right loan for you. I will explain the process so you know what to expect and how to avoid complications. I recognize each client as an individual with unique needs. I invite you to use my knowledge and experience to assist you with your home financing needs. I am here for you. Let my experience work for you.

I grew up in Euclid, Ohio and have lived in Lake County since I married my high school sweetheart and we purchased the home his grandparents had built. We’ve raised our son here and this is our home. I love Northeast Ohio and all that it has to offer from riding our motorcycle on the rural roads to enjoying plays at Play House Square.

As a Branch Manager with Ruoff Mortgage I can assist you with all of your home mortgage needs. I have over 30 years experience in the mortgage industry, including sixteen years as a mortgage underwriter and sixteen years as a mortgage branch manager. Whether you are considering Conventional, FHA, FHA 203K, VA, USDA, USDA First Time Homebuyer or Reverse Mortgages, I have the knowledge and experience to assist you.

I can help you understand your mortgage options so you can choose the right loan for you. I will explain the process to you so you know what to expect and how to avoid complications. I am a firm believer in open communication and being easily assessable to all parties involved in a transaction.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • As I look back on the home buying process I have to admit I was scared but Peggy Alley made it less stressful! I was in a bad relationship and I felt like she saved my life, she was kind, compassionate and took my calls or returned them quickly any time day or night. I would definitely recommend her to anyone I know in search of buying a home. Peggy was very knowledgeable on every step of the process and she made it easy for me, answering my questions in ways I could understand as it was my first time buying a home. Peggy made it a smooth transition into my new home. I would love to thank her from the bottom of my heart.

    Angela G, happy client
  • Peggy was great during the transaction, she was able to solve issues that I’m sure with another lender would have stopped the deal. It says a lot when she is someone that we trust for personal transactions when my wife in the real estate business.

    Jordan S, happy client
  • Peggy was outstanding! She and my realtor Ryan Zalimeni definitely put in some overtime to help us close on our home. There were quite a few hurdles to arise as we moved forward with a VA loan, but Peggy was able to get us the answers we needed quickly!

    Parker O, happy client
  • For buying our first house the process was smooth and easy.

    Christopher G, happy client
  • Peggy was always quick to respond to any questions as well as move forward with the process. Additionally, the online timeline sent via email was very helpful.

    Aaron B, happy client
  • Peggy did an amazing job keeping me informed and quickly responding to my questions. The online process was easy and I enjoyed the app and being able to track the progress.

    James R, happy client
  • My experience was awesome - I always knew what was going on in the process and any questions or concerns that I had were always answered in a timely manner.

    Terese T, happy client
  • I have worked with many mortgage brokers in the past and have had very good experiences, However, Peggy was by far the most responsive and helpful broker I have ever worked with. We never even met in person, but she feels like a trusted friend. She went above and beyond what would be expected from a mortgage broker. We were dealing with a difficult realtor and some issues with timing and closure from the Title company. However, Peggy jumped in and made the transaction run very smoothly and I was never left feeling concerned about anything.

    Charlene M, happy client
  • Peggy was wonderful, no issues at all. I have already referred her to 2 other people.

    Suzanne V, happy client
  • Peggy Alley went above and beyond with the purchase of our first home! She was always there to answer any questions we had through out the entire process. Peggy was always one step ahead to keep everything going smoothly. Her expertise helped make us feel very confident in our home purchase with Ruoff.

    Alyssa B, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 440.862.3668 or message me below!

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