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Picture of PJ Tapp
Picture of PJ Tapp

Hi, I'm PJ!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.48% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm PJ!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.48% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    PJ was wonderful to work with and made the loan application so easy for us. She kept us up to date throughout the process and efficiently moved things along. I was so surprised how quick we were able to close on our new house and have never seen someone close as fast as we did. I know it’s all thanks to PJ and the rest of the Ruoff team! I will definitely work with Ruoff again in the future and recommend them to anyone I know.

    Brittany Leigh O.

    Mt Washington, KY, May 20th, 2024 07:21 PM

  • 5.0
    Rating source icon

    PJ TAPP! She’s the best I have used her several times now! This time we started and finished within 10 days! They just made it to easy! Thank you to all at Ruoff! I’m sure I’ll see you again

    Matthew R D.

    Louisville, KY, April 8th, 2024 05:14 PM

  • 5.0
    Rating source icon

    PJ was amazing!

    Meredith A.

    Louisville, KY, March 4th, 2024 11:08 AM

  • 5.0
    Rating source icon

    PJ was awesome! We will for sure recommend her to anyone we know!

    Haruko Nagano W.

    Pleasureville, KY, December 25th, 2023 10:03 AM

  • 5.0
    Rating source icon

    PJ is a consummate professional with a wealth of experience and knowledge. She is the only person I would choose to help through this process. Always available and always prepared for any question or concern. Incredibly helpful and professional.

    Trevor T.

    January 20th, 2023 06:00 AM

  • 5.0
    Rating source icon

    Very quick process

    John B.

    June 13th, 2023 08:00 PM

  • 5.0
    Rating source icon

    PJ was amazing every step of the way! She came highly recommended to me and I’m so glad we went with her! She made us feel that she was available to us at all times and she truly was. She was on vacation when we happened to find the house of our dreams and she dropped everything to help us get pre approved and we closed within a few weeks. She made everything so smooth and explained everything extremely well. She was so organized and answered all of our questions day or night. We were first time homebuyers and had many many many questions and she was absolutely amazing and so helpful! Give that lady a raise!

    Kimberly B.

    April 20th, 2023 03:07 PM

  • 5.0
    Rating source icon

    PJ is the best. She is trustworthy, knowledgeable, and very responsive. Grateful to work with her.

    Kate A W.

    Louisville, KY, June 12th, 2023 10:31 PM

  • 5.0
    Rating source icon

    We were very happy with the whole experience. We were relocating from out of state and PJ was extremely helpful in guiding us through the process.

    Deborah A. H.

    Taylorsville, KY, October 30th, 2023 01:47 PM

  • 5.0
    Rating source icon

    PJ was amazing and recommend her to anyone! She is knowledgeable and patient. We were inexperienced home buyers from out of state and PJ fielded all our questions and responded at all hours of the day and weekends. She is the best!

    Steven C B.

    FISHERVILLE, KY, November 3rd, 2023 11:05 AM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 502.641.0693 or message me below!

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