Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Rene Mullen
Picture of Rene Mullen

Hi, I'm Rene!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Rene!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Deciding you want to buy a house for the first time is exciting and terrifying. I was so nervous about buying a house and had so many questions about the financial aspects. Rene sat down with my husband and me and answered them all. When another question came up she was prompt to answer her emails. She helped make this experience go from nerve-wracking to beyond exciting. I'm so thankful for all that she did for us!

    Debra L, happy client
  • Rene was really confident and knew what she was doing the whole way through which made me feel safe and I knew I was in good hands.

    Brandy B, happy client
  • Rene immediately got back with us regarding all questions, even after working hours.

    Michelle H, happy client
  • Rene overall cared for us as customers and friends. We felt extremely satisfied with her efforts for our home mortgage. Rene took customer service to another level.

    Dawn G, happy client
  • Professional and on time every step of the way. Couldn't be happier that I met with Renee to work on my refi.

    James H, happy client
  • Rene was so professional, friendly and helpful! She is amazing at her job! She made everything easy to understand and very simple! I would recommend Rene and Ruoff to everyone I know! We were very pleased!

    Andrea B, happy client
  • The quick contacting and responding were tremendous. I was expecting three to five months. But it took less than two. 5 stars!

    Jeff C, happy client
  • Rene was always fast to respond to messages and made me feel at ease.

    Mary G, happy client
  • Rene treated us as if we were family. She even answered my question on a Sunday afternoon from the lake.

    Brian M, happy client
  • Rene rocks at her job! She knows her stuff and helps in every way possible!

    Tiffany M, happy client
  • The regular communication was nice. I always knew where we stood in the process. And when I had questions, Rene always got back to us quickly.

    John R, happy client
  • Rene was always on top of things and was very helpful when I had questions. She was also able to provide me with a credit for the first time homeowners course that was required!

    Corey H, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (765) 430-5164 or message me below!

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