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Rene Mullen

Senior Loan Officer

NMLS: 1426237

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Rene

100%

Customer Satisfaction Score.

Scotsman GuideRuoff Experience Award WinnerRuoff Experience Award Winner

Awards

Proudly serving Indiana

Meet our happy homeowners***

View All Testimonials

Brandon H.

Lafayette, IN, Jul 24, 2026, 3:37 PM

You made the process really easy.

Samantha O.

Lebanon, IN, Jul 18, 2026, 1:25 PM

Rene went above and beyond, sometimes outside of standard work hours, to ensure everything went well and I had everything I needed to make the best decisions and get everything completed on time. Working with her was a seamless experience and I will definitely recommend her to anyone who is needing mortgage help, and plan to work with again in the future.

Lanette Marie S.

Lafayette, IN, Jun 22, 2026, 6:24 PM

Rene Mullen made the entire process easy and stress free. She was incredibly helpful, always quick to respond, and took the time to answer all of my questions. Her knowledge, professionalism, and communication made a big difference throughout the experience. I would highly recommend her to any of my family and friends.

Olanda Rubi T.

Lafayette, IN, Jun 19, 2026, 1:37 PM

As a first-time homebuyer, I had a lot of questions and anxiety throughout the process, but Rene was incredible every step of the way. She was always prompt in responding to texts, phone calls, and emails, and she took the time to explain everything clearly. No matter how many questions I had, she never made me feel like a bother and was always friendly, patient, and professional. Buying a home can be overwhelming, but Rene helped guide me through the entire process in a way that reduced my stress rather than added to it. She made me feel supported, informed, and confident throughout the entire journey. I am extremely happy with my decision to work with Rene and would highly recommend her to anyone looking for a knowledgeable, responsive, and caring loan officer.

Zachary R.

Lafayette, IN, Jun 1, 2026, 5:20 PM

All-around very smooth and easy.

Neal K R.

Otterbein, IN, May 2, 2026, 10:55 PM

Rene made the process painless for us. She was very knowledgeable helpful. It was a pleasure having Rene as our loan officer. We have already been recommending her to friends and family.

Brandon H.

Lafayette, IN, Jul 24, 2026, 3:37 PM

You made the process really easy.

Samantha O.

Lebanon, IN, Jul 18, 2026, 1:25 PM

Rene went above and beyond, sometimes outside of standard work hours, to ensure everything went well and I had everything I needed to make the best decisions and get everything completed on time. Working with her was a seamless experience and I will definitely recommend her to anyone who is needing mortgage help, and plan to work with again in the future.

Lanette Marie S.

Lafayette, IN, Jun 22, 2026, 6:24 PM

Rene Mullen made the entire process easy and stress free. She was incredibly helpful, always quick to respond, and took the time to answer all of my questions. Her knowledge, professionalism, and communication made a big difference throughout the experience. I would highly recommend her to any of my family and friends.

Olanda Rubi T.

Lafayette, IN, Jun 19, 2026, 1:37 PM

As a first-time homebuyer, I had a lot of questions and anxiety throughout the process, but Rene was incredible every step of the way. She was always prompt in responding to texts, phone calls, and emails, and she took the time to explain everything clearly. No matter how many questions I had, she never made me feel like a bother and was always friendly, patient, and professional. Buying a home can be overwhelming, but Rene helped guide me through the entire process in a way that reduced my stress rather than added to it. She made me feel supported, informed, and confident throughout the entire journey. I am extremely happy with my decision to work with Rene and would highly recommend her to anyone looking for a knowledgeable, responsive, and caring loan officer.

Zachary R.

Lafayette, IN, Jun 1, 2026, 5:20 PM

All-around very smooth and easy.

Neal K R.

Otterbein, IN, May 2, 2026, 10:55 PM

Rene made the process painless for us. She was very knowledgeable helpful. It was a pleasure having Rene as our loan officer. We have already been recommending her to friends and family.

Nena S.

Clinton, IN, Apr 25, 2026, 3:32 PM

Vdery informative on the process

Kevin B.

Lafayette, IN, Apr 17, 2026, 8:24 PM

Rene was a wondeful person to work with and made us buying our house super easy . She did an excellent job responding to the emails and answered all of our questions super fast and accurately.

Stephanie E T.

Lafayette, IN, Apr 16, 2026, 1:50 AM

Rene Mullen was the best lender we could have asked for. She made the entire process smooth and easy, taking the time to walk us through every step along the way. What could have been overwhelming felt simple because she explained everything so clearly and was always available to answer our questions. Her support and responsiveness made a huge difference, and we truly appreciated having her by our side throughout the experience.

Lance O C.

Lafayette, IN, Apr 13, 2026, 5:18 PM

Rene sets the gold standard as a loan officer. She communicates well and makes the process fun even though at times it can be alot. She also took the time to be with us at the closing table.

Antonio F T.

Lafayette, IN, Mar 21, 2026, 12:40 PM

The patient and the process were thoroughly comprehended. Occasionally, when she was not occupied with her work, she would still respond to our inquiries, even though she was not obligated to do so. The Terrell family would like to express their sincere gratitude.

Lawrence B T.

Alexandria, IN, Feb 16, 2026, 4:07 PM

Rene was always very responsive to any form of communication, and always happy to help answer any questions or concerns during all stages of the loan process. She is very knowledgeable and we used that to help us make choices before our loan process started. Once we were ready to start the process, it was quick and extremely effortless. We would strongly recommend Rene to any of our family and friends looking for a mortgage company.

Gregory F.

Fairmount, IN, Feb 8, 2026, 7:19 PM

fast communication at any time very respectful and nice to my kid when she was there

Nena S.

Clinton, IN, Apr 25, 2026, 3:32 PM

Vdery informative on the process

Kevin B.

Lafayette, IN, Apr 17, 2026, 8:24 PM

Rene was a wondeful person to work with and made us buying our house super easy . She did an excellent job responding to the emails and answered all of our questions super fast and accurately.

Stephanie E T.

Lafayette, IN, Apr 16, 2026, 1:50 AM

Rene Mullen was the best lender we could have asked for. She made the entire process smooth and easy, taking the time to walk us through every step along the way. What could have been overwhelming felt simple because she explained everything so clearly and was always available to answer our questions. Her support and responsiveness made a huge difference, and we truly appreciated having her by our side throughout the experience.

Lance O C.

Lafayette, IN, Apr 13, 2026, 5:18 PM

Rene sets the gold standard as a loan officer. She communicates well and makes the process fun even though at times it can be alot. She also took the time to be with us at the closing table.

Antonio F T.

Lafayette, IN, Mar 21, 2026, 12:40 PM

The patient and the process were thoroughly comprehended. Occasionally, when she was not occupied with her work, she would still respond to our inquiries, even though she was not obligated to do so. The Terrell family would like to express their sincere gratitude.

Lawrence B T.

Alexandria, IN, Feb 16, 2026, 4:07 PM

Rene was always very responsive to any form of communication, and always happy to help answer any questions or concerns during all stages of the loan process. She is very knowledgeable and we used that to help us make choices before our loan process started. Once we were ready to start the process, it was quick and extremely effortless. We would strongly recommend Rene to any of our family and friends looking for a mortgage company.

Gregory F.

Fairmount, IN, Feb 8, 2026, 7:19 PM

fast communication at any time very respectful and nice to my kid when she was there

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Rene Mullen

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Ruoff Customer Experience Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

President's Club

President's Club

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

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******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.