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Picture of Ryan Baumgartner
Picture of Ryan Baumgartner

Hi, I'm Ryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Louisville native, I'm dedicated to helping individuals and families achieve their dream of homeownership in Kentuckiana. My unwavering commitment to customer service means you can rely on personalized guidance throughout the mortgage process.

I'm deeply connected to the local community, actively participating in events and initiatives that make our community stronger. Specializing in assisting first-time homebuyers, I'm here to guide you through the journey of homeownership.

Outside of work, I enjoy quality time with my family and the art of woodworking. I'm passionate about making a positive impact in both my professional and personal life. Feel free to reach out with any questions or inquiries – I'm here to help you every step of the way.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    The whole process was fast and easy. I've heard a lot of horror stories, this experience was not one of them. We will be doing this again!

    Michael Irvin H.

    Louisville, KY, July 6th, 2024 09:06 AM

  • 5.0
    Rating source icon

    Ryan was very professional and eager to help with solutions to problems

    Chad C R.

    PENDLETON, KY, August 28th, 2023 11:24 PM

  • 5.0
    Rating source icon

    Everything . Every bit of this experience was easy going , Ryan did a phenomenal job keeping us in the loop and explaining each milestone as we progressed .

    Renae K.

    January 20th, 2023 11:54 PM

  • 5.0
    Rating source icon

    Ryan was great with communication and getting back to us quickly. He answered every question we had, even the after hours ones.

    Haley B.

    April 18th, 2023 03:37 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 502.424.6554 or message me below!

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