Ruoff Mortgage
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Ryan Vannatter

VP | Branch Manager

NMLS: 483109

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Ryan

99.54%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Florida, Indiana, South Carolina

Meet our happy homeowners***

View All Testimonials

Callie R B.

Muncie, IN, Mar 5, 2024, 12:47 AM

Ryan was seriously amazing to work with. He took me in like I was his own and made the process super easy! This was our first time purchasing our a house so it was truly amazing to work with someone who supported us and answered all the questions we had even if they were basic ones! He always made sure to be there for us and I will forever be thankful for that. I couldn’t recommend Ryan enough. He truly is the best of the best!

Drew C.

Muncie, IN, Aug 3, 2026, 1:08 PM

Ryan was very professional and kept me update daily on the status of my loan.

Sheryl Ann C.

New Haven, IN, Jul 25, 2026, 7:04 PM

Vannatter was phenomenal, expediting things getting things done quickly being organized informative

Christopher Thomas H.

Yorktown, IN, Jul 21, 2026, 11:04 PM

Ryan was guiding me every step of the way, responded in very timely manor, answered questions completely and promptly, and made an intimidating process simple.

Kaylyn Renee C.

Muncie, IN, Jul 31, 2026, 3:14 PM

Ryan was so helpful anytime we needed him !

Victoria M V.

Muncie, IN, Jul 27, 2026, 3:54 PM

Ruoff and Ryan were great throughout the whole process. Ryan was clear in his communication and was available to discuss questions I had at anytime. The online portal made things extremely easy to navigate to see and sign paperwork. The process of getting a loan is stressful as it is, I appreciated Ryan working with us and being upfront on all communication throughout the whole procedure, which made it a little less stressful.

Alexander H.

Anderson, IN, Jul 12, 2026, 5:09 PM

Experienced professionals

Callie R B.

Muncie, IN, Mar 5, 2024, 12:47 AM

Ryan was seriously amazing to work with. He took me in like I was his own and made the process super easy! This was our first time purchasing our a house so it was truly amazing to work with someone who supported us and answered all the questions we had even if they were basic ones! He always made sure to be there for us and I will forever be thankful for that. I couldn’t recommend Ryan enough. He truly is the best of the best!

Drew C.

Muncie, IN, Aug 3, 2026, 1:08 PM

Ryan was very professional and kept me update daily on the status of my loan.

Sheryl Ann C.

New Haven, IN, Jul 25, 2026, 7:04 PM

Vannatter was phenomenal, expediting things getting things done quickly being organized informative

Christopher Thomas H.

Yorktown, IN, Jul 21, 2026, 11:04 PM

Ryan was guiding me every step of the way, responded in very timely manor, answered questions completely and promptly, and made an intimidating process simple.

Kaylyn Renee C.

Muncie, IN, Jul 31, 2026, 3:14 PM

Ryan was so helpful anytime we needed him !

Victoria M V.

Muncie, IN, Jul 27, 2026, 3:54 PM

Ruoff and Ryan were great throughout the whole process. Ryan was clear in his communication and was available to discuss questions I had at anytime. The online portal made things extremely easy to navigate to see and sign paperwork. The process of getting a loan is stressful as it is, I appreciated Ryan working with us and being upfront on all communication throughout the whole procedure, which made it a little less stressful.

Alexander H.

Anderson, IN, Jul 12, 2026, 5:09 PM

Experienced professionals

Josue Antonio G.

Muncie, IN, Jun 30, 2026, 3:03 AM

Exceptional communication. We were made out to be like we were family, like Ryan was a long known friend of ours giving us the "hook up" for the best possible outcome. If I had to do it all over again, I wouldn't go with anybody else but Mr. Vannatter.

Douglas William E.

Muncie, IN, Jun 30, 2026, 6:48 PM

Ryan provided clear communication through the whole process and was a breather of fresh are to work with. Im verey please with my experience! Thank you Ryan Vannatter!

Chelsie R G.

Muncie, IN, Jun 30, 2026, 10:52 AM

Ryan’s communication with us was what we appreciated the most. He took our calls even after hours to THOROUGHLY answer our questions. everything was very easy to follow even the e-sign document. couldnt have asked for a better experienc!

Paula D A.

Anderson, IN, Jun 29, 2026, 4:08 PM

Our home purchase was challenging for many reasons. We experienced several obstacles along the way. Ryan was patient and maintained great communication while helping me to laugh along the way. I can't say enough great things about Ryan!

Derek Andrew F.

Yorktown, IN, Jun 27, 2026, 8:48 PM

Ryan was highly knowledgeable, honest and upfront, and communicated effectively throughout the process .

Robert W B.

MUNCIE, IN, Jun 23, 2026, 12:03 AM

The house warming gift was a wonderful surprise. Classy touch!

Stephanie S.

Noblesville, IN, Jun 22, 2026, 11:46 AM

Ryan was on top of the process every step of the way and made sure we understood everything that was happening, everything that was going to happen and everything that possibly could happen. He was understanding and knowledgeable and made the whole process extremely pleasurable.

Josue Antonio G.

Muncie, IN, Jun 30, 2026, 3:03 AM

Exceptional communication. We were made out to be like we were family, like Ryan was a long known friend of ours giving us the "hook up" for the best possible outcome. If I had to do it all over again, I wouldn't go with anybody else but Mr. Vannatter.

Douglas William E.

Muncie, IN, Jun 30, 2026, 6:48 PM

Ryan provided clear communication through the whole process and was a breather of fresh are to work with. Im verey please with my experience! Thank you Ryan Vannatter!

Chelsie R G.

Muncie, IN, Jun 30, 2026, 10:52 AM

Ryan’s communication with us was what we appreciated the most. He took our calls even after hours to THOROUGHLY answer our questions. everything was very easy to follow even the e-sign document. couldnt have asked for a better experienc!

Paula D A.

Anderson, IN, Jun 29, 2026, 4:08 PM

Our home purchase was challenging for many reasons. We experienced several obstacles along the way. Ryan was patient and maintained great communication while helping me to laugh along the way. I can't say enough great things about Ryan!

Derek Andrew F.

Yorktown, IN, Jun 27, 2026, 8:48 PM

Ryan was highly knowledgeable, honest and upfront, and communicated effectively throughout the process .

Robert W B.

MUNCIE, IN, Jun 23, 2026, 12:03 AM

The house warming gift was a wonderful surprise. Classy touch!

Stephanie S.

Noblesville, IN, Jun 22, 2026, 11:46 AM

Ryan was on top of the process every step of the way and made sure we understood everything that was happening, everything that was going to happen and everything that possibly could happen. He was understanding and knowledgeable and made the whole process extremely pleasurable.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Ryan Vannatter

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

8x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Indiana, South Carolina

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.