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Picture of Sandie Melton
Picture of Sandie Melton

Hi, I'm Sandie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

86.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Sandie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

86.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    great communication, easy going, and quick to respond!! Always got the job done. 😊

    Hayley Marie S.

    Brandenburg, KY, June 10th, 2024 11:21 AM

  • 5.0
    Rating source icon

    Great job!!!

    Amy K G.

    Louisville, KY, August 21st, 2023 01:05 PM

  • 5.0
    Rating source icon

    Really easy process all the way throughout. Sandie made sure to hold our hand the entire way and ensured we were always up to date on all due-outs and the status of the process. The online portal made things extremely simple and also made the closing go by in a flash. I would recommend Sandie Melton to anyone applying for a home loan and we will be coming back to her next time we are looking for a new home!

    Michael Shawn M.

    Louisville, KY, July 3rd, 2023 12:14 PM

  • 5.0
    Rating source icon

    Sandie was AMAZING to work with, very readily available, informative, and patient with us while we tried to make the best decision.

    Julianne L.

    La Grange, KY, May 22nd, 2023 08:54 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 502.417.5626 or message me below!

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