I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Hi, I'm
Sandy!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Sandy is always easy to get a hold of and quickly answers any questions. She also worked very hard to get me the best rate available. I have great trust that Sandy will make a complicated process as simple and easy to get through as possible.
James W,
happy
client
Everything went smoothly with no surprises. Sandy went out of her way to make sure we understood everything and got the best rate/payment option.
Katelin K,
happy
client
Sandy was good at keeping me informed and explaining information that was unexpected.
Erick M,
happy
client
She made me feel as if she was a good friend that I could trust. No delay in answering when I had questions. Calmed me when I feared I wouldn't get a loan. She is a great loan officer and more importantly a lovely human being.
Deborah H,
happy
client
Sandy kept the process moving, we were able to close in 21 days.
William S,
happy
client
Kept me well informed of the progress of my loan Impressed with her working knowledge of a VA loan.
Rick F,
happy
client
Sandy was wonderful! Explained the process. Everything made sense and was accurate. Great job!
Melissa M,
happy
client
Sandy was very professional and yet was like a trusting family friend. Very nice and helped us very much throughout the whole home buying process.
Teri T,
happy
client
Sandy was terrific. She responded to questions quickly and addressed all of our concerns. My wife and I are both busy and we have a 1-year-old, so I was particularly appreciative that Sandy made herself available on nights and weekends.
J.T. L,
happy
client
Sandy was very responsive to any questions.
Brent M,
happy
client
Sandy and Sarah were amazing to work with.
Kari J,
happy
client
I was really impressed with the online process. This made the entire experience much easier.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.