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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Scott Miller
Picture of Scott Miller

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.00% Customer Satisfaction Rating

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • This was my first time buying a home and I want to express my deepest gratitude to Scott and Brandee for all the help. They had answers for all my questions. I was so nervous throughout the process being a first time homeowner. They as a team gave me the peace and reassurance I needed. I will definitely pass the word and give high recommendations to Ruoff and the great work they do. Thank you Scott and Brandee. I am forever grateful for the support and care I received. You both have a special place in my heart. Many Blessings to you both.

    Susan A, happy client
  • The staff was very flexible and put together the closing on our time table. Our seller had to give very little notice of their closing date from their builder so Scott his team worked hard to get us closed on time.

    Greg W, happy client
  • Everything in the closing was exactly what we discussed. Scott and Brandee made sure I understood clearly.

    Katherine C, happy client
  • From the first time I walked into your office I was treated like family and was continued to be treated that way throughout this whole process, it's nice to deal with quality people that care about other people

    Jeffrey B, happy client
  • The communication was always quick and well prepared. Everything was easily understood on our end.

    Richard E, happy client
  • Love the online site where we can monitor our app/closing status. Love that we were able to sign a lot of docs online to speed up the closing meeting. Scott is amazing to work with.

    KC W, happy client
  • Being a first time home buyer, there were a lot of processes and terms that I was not completely in tune with. Scott took the time to personally call me to answer questions and explain things in different ways that would make more sense to help us feel more assured about what we were getting in to or agreeing to. The assurance we got from Scott really made the lending process a lot less intimidating!

    Brendan B, happy client
  • By protecting my interest, Scott had made sure that I was in the place to move forward financially.

    Jeremiah B, happy client
  • I cannot say how well Scott handled my loan. When last-minute changes were thrown in Scott and his team got right on it and really knocked it out of the park. 10/10 experience, I will highly recommend Scott and Ruoff to my friends and family and will use him again without hesitation.

    Kenneth T, happy client
  • Scott and his team we're very helpful, even when I felt like I was overwhelmed and wanted to give up, They made me feel safe an secure.

    Ciara C, happy client
  • Scott and the rest of the team did an amazing job with keeping us updated on our loan process, as well as very patient with us while we sorted out the things on our end in order to even become pre-qualified.

    Jessica M, happy client
  • Scott was very attentive. He had answers to all of our questions. He was very professional, always quick to get back when we left a voicemail. We would recommend him to any and everyone.

    Wendis F, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 840-1877 or message me below!

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