Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Scott Miller
Picture of Scott Miller

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Scott Miller was absolutely, positively outstanding. In our opinion, he went above and beyond the call of duty. Got us pre-approved on a Sunday so that we could put an offer in on a home. Gave us his contact information to call or text at any given time. He was in constant email contact with us from start to finish. We were so impressed with Scott that we have referred 2 other people to him.

    Beth K, happy client
  • Services were prompt and professional...my impression was that Scott and his team treated my loan application and process as if it were the only one they were working on.

    Chris S, happy client
  • It was a very smooth process from start to finish! Any questions I had were answered promptly. This team is a well-oiled machine!

    Jaimie P, happy client
  • Scott was simply amazing! He was always very knowledgeable and ready to help us understand each step of the entire process. He was very patient and always kind to us as well.

    Deah M, happy client
  • The people and technology made this entire process very easy. Scott Miller will be recommended to my entire set of family and friends. He was one of the most genuinely nice people I have ever met.

    Matthew B, happy client
  • We are extremely satisfied with the loan process. Scott and Brandy were both super to work with. I will not hesitate to recommend Ruoff to anyone wanting to finance.

    Raymond C, happy client
  • Everything was ahead of schedule and very easy. Scott and Brandee were awesome and we had zero complaints about our process!

    Ryan M, happy client
  • I have worked with Scott before. Scott is great. That is why I contacted him when I noticed the rates getting lower even though I have been contacted by many others. The biggest thing I think is I trust Scott a lot. I would not think of working with anyone else!

    John T, happy client
  • Scott was amazing!! As a first time home buyer, we were very nervous and had a lot of questions. He made us feel comfortable throughout the entire process and answered our millions of questions without hesitation. He definitely made the process easy for us.

    Tiffany T, happy client
  • Scott really went above and beyond for Clay and me! He was always willing to talk to us and answer any and all questions that we had. We couldn't have asked for a better loan officer. He helped make us feel comfortable and confident during the entire process!

    Jordan R, happy client
  • Scott went above and beyond in explaining, empowering and encouraging me. I couldn't as for a better experience!

    Kelly G, happy client
  • During the beginning stages and all the way until we closed, Scott Miller and his team were always working for my family. We were always kept up to date with the process. This gave my wife and me peace of mind as the process of buying our home unfolded. This was especially a key point for us with this being our first home. We were definitely treated like family!

    Noah B, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 840-1877 or message me below!

Download our !