High Contrast:
Get Started
Picture of Scott Miller
Picture of Scott Miller

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.91% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.91% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    Scott, Stacey, Christy, and Cheryl were absolutely fantastic. As a first time home buyer I was full of questions and they were all answered promptly. I was nervous, and they set me at ease. There aren't enough kind words I could say. They were prompt, courteous, kind, and most of all they actually cared about my experience. Buying a house is no easy task, yet they made it seem as simple as breathing. Many thanks to the team, I see no reason to shop around in the future. They've got me as a customer for as many houses as it takes for me to be done buying houses.

    Timothy A T.

    Greencastle, IN, November 30th, 2023 08:17 PM

  • 5.0
    Rating source icon

    Scott was AWESOME!!! Communication was well and he explained things very thoroughly.

    Sylvia N C.

    Martinsville, IN, July 15th, 2024 02:13 PM

  • 5.0
    Rating source icon

    Scott was very knowledgeable, very kind, explained things well, answered any questions we had, and overall a great person to have throughout this whole process.

    Matthew Ray S.

    Avon, IN, July 5th, 2024 11:05 AM

  • 5.0
    Rating source icon

    Everything

    Rhashanda R W.

    Indianapolis, IN, July 2nd, 2024 11:05 AM

  • 5.0
    Rating source icon

    Working with Team Miller was very pleasant and easy for us as first-time homebuyers. Scott and team were always available to answer any questions we had in a timely and efficient manner. The loan process was the easiest part of the home buying process for us. We would definitely work with Scott again in the future.

    Derek M.

    Indianapolis, IN, July 1st, 2024 12:53 PM

  • 5.0
    Rating source icon

    Excellent customer care and made the process quick and easy!

    Darien K S.

    Avon, IN, July 1st, 2024 11:08 AM

  • 5.0
    Rating source icon

    I was new to the home buying process. There was a lot that I did not know. The team at Ruoff was great at answering questions and helping to educate me about the nuances that go into the home buying process.

    Jonathan E H.

    Indianapolis, IN, June 21st, 2024 12:39 PM

  • 5.0
    Rating source icon

    I had an excellent experience with Ruoff. They were responsive, professional, knowledgeable, clear and friendly throughout the process. I highly recommend Ruoff for any loan needs.

    Nadia A.

    Avon, IN, June 1st, 2024 01:37 PM

  • 5.0
    Rating source icon

    I had an excellent experience with Ruoff and everyone was knowledgeable and friendly.

    Alissa R. M.

    Indianapolis, IN, May 14th, 2024 02:41 PM

  • 5.0
    Rating source icon

    Quick response, very knowledgeable and made sure I understood everything that was happening during the process!

    Kellie J N.

    Indianapolis, IN, April 29th, 2024 09:58 PM

  • 5.0
    Rating source icon

    The whole process went smoothly.

    Kellie J S.

    Indianapolis, IN, March 25th, 2024 02:10 PM

  • 5.0
    Rating source icon

    The loan butler app made this transaction so easy. Both the seller and I were very impressed with how quickly the transaction process worked.

    Stephen John W.

    Poseyville, IN, March 18th, 2024 11:16 AM

  • 5.0
    Rating source icon

    Scout was amazing we asked questions for first time home byers and scott answer all the questions we had

    Sarah W.

    Indianapolis, IN, March 18th, 2024 11:05 AM

  • 5.0
    Rating source icon

    Scott was a wonderful loan officer. Very fast at responding, very helpful!

    Dashae C.

    Edinburgh, IN, January 29th, 2024 02:38 PM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.840.1877 or message me below!

Download our !