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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Skye Stevens
Picture of Skye Stevens

Hi, I'm Skye!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Hi, I'm Skye!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

Whether you’re buying, selling, refinancing, or building your dream home, it’s important to have a team of experienced and knowledgeable people at your side. As a Senior Loan Officer, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal.  

I am a graduate of Indiana Wesleyan University and a member of the Gas City Chamber of Commerce. I have two wonderful daughters, three dogs, and love to travel. One day, I hope to visit Bora Bora and the Grand Canyon.  

Ready to take the next step? I recommend getting pre-approved first, so you know and understand your budget before viewing homes. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you achieve your homeownership dreams!  


Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Every step of the loan process went smooth. My loan officer Skye Stevens was amazing. She was very informative and helpful with any and all of my questions no matter how small. She cares and it shows. Just an overall great experience!

    Margaret I, happy client
  • Skye is awesome and went beyond on helping me I highly recommend her to anyone looking for a house.

    Brian B, happy client
  • She kept us on track with all the papers and was very informative and answered any questions we had.

    Tracy G, happy client
  • To be a first time home buyer I thought the process was fast and easy.

    JaRia S, happy client
  • Your loan officers are very knowledgeable, and experienced! This set you apart from the competition!

    Joshua C, happy client
  • Everything was a breeze. Skye was amazing! Thank you Skye!

    Joshua S, happy client
  • Things moved so fast and Skye did a beautiful job and was so informative on the whole process.

    Robert G, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.517.0274 or message me below!

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