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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Skye Stevens
Picture of Skye Stevens

Hi, I'm Skye!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.69% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Skye!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.69% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

Whether you’re buying, selling, refinancing, or building your dream home, it’s important to have a team of experienced and knowledgeable people at your side. As a Senior Loan Officer, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal.  

I am a graduate of Indiana Wesleyan University and a member of the Gas City Chamber of Commerce. I have two wonderful daughters, three dogs, and love to travel. One day, I hope to visit Bora Bora and the Grand Canyon.  

Ready to take the next step? I recommend getting pre-approved first, so you know and understand your budget before viewing homes. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you achieve your homeownership dreams!  


Get Started

President's Club Member

President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I'm a first time home buyer and was super nervous. I've always heard the horror stories about the buying process. The loan butler made it very easy to upload my information. Once the process was started I kept waiting for the hiccup. Skye kept me informed every step of the way and answered any and all questions I had. It didn't matter if it was a weekend or after office hours, she ALWAYS made time for me. Skye is an amazing person and your company is very lucky to have her as part of your team.

    Melissa S, happy client
  • Communication of what was needed from me was clear and precise making the promise easy and stress free. Skye did everything in a very timely manner and kept me updated promptly.

    Tyler L, happy client
  • Everything went perfectly. Skye went above and beyond. Highly recommend. Couldn’t have done it without her!

    Andrew M, happy client
  • Skye was incredible to work with. She made the whole process easy and less stressful. This is the first time buying a house, and Skye took her time to answer all of my questions, even the dumb ones.

    Hannah K, happy client
  • My husband and I had the best experience with Ruoff, and Skye was great to work with! We were kept informed at all times. She answered all our questions in a timely manor! We couldnt be happier!!

    Emiley D M, happy client
  • I love how skye was so helpful! I had never bought a house before she was so understanding and patient through the whole process! She’s awesome!

    JadeLynn K, happy client
  • Skye was always very responsive to questions.

    Jonathon D, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.517.0274 or message me below!

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