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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Skye Stevens
Picture of Skye Stevens

Hi, I'm Skye!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating

Hi, I'm Skye!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

Whether you’re buying, selling, refinancing, or building your dream home, it’s important to have a team of experienced and knowledgeable people at your side. As a Senior Loan Officer, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal.  

I am a graduate of Indiana Wesleyan University and a member of the Gas City Chamber of Commerce. I have two wonderful daughters, three dogs, and love to travel. One day, I hope to visit Bora Bora and the Grand Canyon.  

Ready to take the next step? I recommend getting pre-approved first, so you know and understand your budget before viewing homes. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you achieve your homeownership dreams!  


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President's Club Member

President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • We applied for a VA home loan which can take a little longer than a standard home loan, but Skye got it done so fast! She was incredibly helpful and guided us every step of the way! She was quick to respond to questions, and if she did not know the answer, she went above and beyond to find it for us!

    Jessica W, happy client
  • Very responsive and thorough in every aspect of our relationship. Skye’s attention to our questions was beyond our expectations and earned our business that was heading to another company.

    Michael Z, happy client
  • Skye was amazing to work with! She was always quick to respond to any questions I had and made the entire process so smooth and enjoyable. I will absolutely recommend anyone I know to Ruoff and specifically Skye Stevens!

    Sarah M, happy client
  • Skye was wonderful throughout the whole process. I would highly recommend her to family and friends.

    Jennifer K, happy client
  • Communication, explanation, and knowledge were excellent. Skye is amazing!

    Melody H, happy client
  • I was always told buying a house was stressful. I didn’t feel like it was stressful at all Skye made it really easy to get the process finished!

    Lance S, happy client
  • Skye provided excellent service and made the process so smooth.

    Jessica K, happy client
  • I was a first time home buyer and the experience and professionalism of Skye was amazing and painless. Would recommend Ruoff and Skye to any home buyer.

    Alex G, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 765.517.0274 or message me below!

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