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Picture of Steve Stemick
Picture of Steve Stemick

Hi, I'm Steve!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Hi, I'm Steve!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Steve was knowledgeable, caring, and always informative. He made this process so easy!

    Michael Jerald B.

    Indianapolis, IN, May 13th, 2025 11:04 AM

  • Review 2

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    Steve was very helpful and communicative during the entire process.

    Erik Andrew W.

    Lafayette, IN, April 2nd, 2025 11:33 AM

  • Review 3

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    Down to earth, understanding, and

    Tasha S.

    Kokomo, IN, March 31st, 2025 09:51 PM

  • Review 4

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    The communication and kindness through a stressful process.

    Anna Grace W.

    Lafayette, IN, March 31st, 2025 09:40 AM

  • Review 5

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    Everythint went very smoothly!

    Kaylie M.

    Romney, IN, March 17th, 2025 11:23 AM

  • Review 6

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    Quick and thorough communication, always answered all my questions

    Jessica T.

    Lafayette, IN, February 8th, 2025 03:04 PM

  • Review 7

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    Communication was excellent.

    Kristy G.

    Lafayette, IN, February 4th, 2025 12:16 PM

  • Review 8

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    Steve was very helpful in answering all of my questions. As a first time homebuyer, going in the process was very confusing, but Steve made the entire thing so easy! He was in contact with me regularly keeping me updated on everything! The entire experience from start to finish was so smooth and painless! Thanks Steve!

    Rachel T.

    Lafayette, IN, January 18th, 2025 03:20 AM

  • Review 9

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    Steve is very informative and communicates well. He's very transparent and gets things done!

    Stephanie M.

    Lafayette, IN, January 17th, 2025 11:26 AM

  • Review 10

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    Steve and crew were awesome to work with. They were on it the whole time and when I was getting anxious and overwhelmed, Steve was there to push me along and to remind me that it’s all part of the process. Steve made the loan process quick n easy. We were ready for closing two weeks before closing, thank you!!

    Anthony B.

    Lafayette, IN, December 30th, 2024 11:04 AM

  • Review 11

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    Steve was very dilligent about communication and was very easy to work with throughout the whole process. I'll definitley be recommending him to future clients.

    Stephanie G.

    Lafayette, IN, December 30th, 2024 09:47 AM

  • Review 12

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    Very smooth transaction

    Kimberly S O.

    Lafayette, IN, December 23rd, 2024 09:52 AM

  • Review 13

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    Along the way Steve reached out and communicated with me to make sure that we had everything we needed to make sure the closing process went smoothly. He provided support and clarified my questions when I had them allowing me to make informed decisions which I greatly appreciate.

    Freddie C.

    Lafayette, IN, November 25th, 2024 09:55 AM

See More

Why should you choose Ruoff?

60

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 513.716.8188 or message me below!

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