Toby Lagle

Hi. I’m Toby, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 317.281.9671 or

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My name is Toby Lagle, and I am a seasoned veteran in the mortgage lending industry. Closing loans on time is as important to me as it is for all the parties involved in a purchase transaction. Ruoff Home Mortgage provides me with a vast variety of mortgage loan programs that I am able to share with my clients. We strive in new home construction as well as existing home purchases. The benefit to our customers when they choose Ruoff Home Mortgage as their preferred lender is that we are well connected with our clients, realtors, processors and underwriters throughout the lending process. We are able to eliminate the big bank overlays and delays. Our processing, underwriting and closing departments are all located within the same building here in Indianapolis. Having the ability to speak to an underwriter and/or a loan processor in a face-to-face environment speaks volumes in comparison to many of our competitors. Closing your loan on time and maintaining consistent communication is my objective.

In this business you are only as good as your last loan, so make sure your last loan is a good one if you want additional referral business from your clients

We Close Loans On Time!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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